Christy Rakoczy

Christy Rakoczy is an experienced personal finance and legal writer who has been writing full time since 2008. She earned her JD at UCLA and graduated from the University of Rochester with a degree in media and communications. Her work has been featured on CNN Money, MSN Money, Yahoo Finance, USA Today, and more.

Articles by Christy Rakoczy:

21
Nov
Best Mortgage Rates of November 2019

Mortgage rates change as the indices they’re tied to fluctuate. Also, different lenders charge different rates. If you want the best mortgage rates, you will need to compare quotes and work on improving your own financial standing.

Posted in: Mortgages,
Tags: ptype_cornersecond,
21
Nov
FHA Loan Rates for November 2019

FHA loans make it easier to qualify for mortgages since the Federal Housing Administration backs all loans. FHA loan rates change over time and your own financial profile can affect the rate you'll pay.

Posted in: Mortgages, Rates,
Tags: ptype_cornersecond,
20
Nov
6 Best Debt Consolidation Loans of 2019

Debt consolidation loans let you to repay multiple creditors with a new loan, ideally at a lower interest rate. They may also make repayment easier by extending your repayment period and lowering your monthly payments.

Posted in: Personal Loan Uses, Personal Loans,
Tags: ptype_cornersecond,
20
Nov
Figure Student Loan Refinance Review

Figure is a student loan refinancing lender that lets you apply completely online. It also offers forbearance, an autopay discount, and other perks for borrowers. Keep reading for more info.

Posted in: Student Loans,
Tags: ptype_review,
19
Nov
Boat Loans & Financing Options

Many lenders offer boat loans, including LightStream, Marcus, and Wells Fargo. Some lenders offer unsecured loans while others require you to use the boat or another asset as collateral to guarantee the loan. Compare options before applying.

Posted in: Personal Loans,
Tags: ptype_cornersecond,
18
Nov
AC Unit Financing: What Are Your Options?

You may rely on AC unit financing to cover the high cost of an air conditioning unit or repairs. Options include personal loans, HELOCs, home equity loans, credit cards, and HVAC company financing.

Posted in: Personal Loans,
Tags: ptype_cornersecond,
18
Nov
Christmas Loans: How & Where to Borrow Money for Christmas

Borrowing for Christmas isn't always a good idea, but the gifts, travel, and festivities can get expensive. If you need a Christmas loan this guide will show you your safest option based on your credit.

Posted in: Personal Loans,
Tags: ptype_cornersecond,
18
Nov
How to Get a Student Loan

You can use both federal and private student loans to pay for your education. You should try to get federal student loans first, which you can apply for by completing the FAFSA. Then get private student loans to cover your remaining expenses.

Posted in: Student Loans,
15
Nov
U-fi Student Loans Review

U-fi offers both private student loans and student loan refinancing options. Most students should be able to borrow enough to cover the cost of their tuition, but graduate and professional students can borrow more than undergrads.

Posted in: Student Loans,
Tags: ptype_review,
15
Nov
Law School Loans: Find Your Best Option

Law school loans can provide a form of financing for those looking to attend law school. Compare our best options.

Posted in: Student Loan Options, Student Loans,
Tags: ptype_cornersecond,