Rewards credit cards provide benefits for spending money anywhere the card is accepted, although purchases in certain categories (travel, groceries, gas, etc.) will earn higher rewards with certain cards. In-store credit cards, on the other hand, are intended for use at specific retailers and provide perks for purchases made there.

Many or all of the companies featured provide compensation to LendEDU. These commissions are how we maintain our free service for consumers. Compensation, along with hours of in-depth editorial research, determines where & how companies appear on our site.