Many or all companies we feature compensate us. Compensation and editorial
research influence how products appear on a page.

Invest Money: Trusted Companies and Resources

How would you like to invest your money?

Savings accounts are designed to help you store cash while earning interest, often with low risk and easy access to your money. Rates, fees, and requirements can vary significantly by bank, so comparing options helps you find accounts that are both competitive and reliable.

Bonds are fixed-income investments that can help balance a portfolio by providing predictable interest payments and typically lower volatility than stocks. Yields, credit risk, and maturity terms vary by issuer and bond type, so comparing options helps you align income needs with risk tolerance.

Financial advisors can help you build an investment plan, choose account types, and stay on track toward long-term goals. Firms differ on fee structure, services, fiduciary standards, and specialties, so comparing advisors helps you find a trusted fit for your needs.

A gold IRA is a type of self-directed retirement account that allows you to hold physical precious metals as part of your portfolio. Companies vary on pricing, custodians, storage options, and service quality, so comparing gold IRA providers helps you focus on reputable, transparent options.

A crypto IRA is a self-directed retirement account that enables cryptocurrency investing within a tax-advantaged structure. Providers differ on supported assets, custody/security, trading costs, and account setup, so comparing crypto IRA companies helps you identify trusted platforms and avoid unnecessary fees.


How investing works

Investing involves putting money into financial products with the goal of growing wealth over time, generating income, or preserving value. Different investment accounts offer varying levels of risk, liquidity, and potential return depending on the assets held and how the account is structured.

Because investment products serve different purposes, from short-term savings to long-term retirement planning, fees, tax treatment, and access to funds can vary significantly. Comparing investment options helps you choose accounts that align with your time horizon, risk tolerance, and financial goals.


Savings accounts

Savings account resources

Savings accounts are designed to hold cash while earning interest with minimal risk. Returns are typically lower than those of investment accounts, but high-yield savings options can offer competitive rates while maintaining liquidity and FDIC insurance.

Comparing savings accounts allows you to evaluate interest rates, withdrawal limits, and account features across trusted banks and financial institutions.


Gold IRAs

Best Overall
4.9
    • Up to $15,000 in free silver on qualified accounts
    • 100% satisfaction guarantee, 7-day full refund
    • Lowest price guarantee & no buy-back fees
    • Complimentary shipping insurance
Best Online Experience
4.6
    • Up to $10,000 in free silver on qualified purchases
    • 100% tax-free and penalty-free IRA rollover
    • Price Protection Program for large purchases
Best Customer Service
4.6
    • Up to 10% of free silver added to your order on qualified purchases
    • Offers price matching
    • Helpful educational resources

Gold IRA resources

Gold IRAs are self-directed IRAs that allow investors to hold physical gold and other approved metals. These accounts are often used as a hedge against inflation or market volatility.

Comparing gold IRA providers helps you evaluate storage arrangements, custodial fees, and buyback policies before committing retirement funds.


Crypto IRA

CompanyWhat to knowConsider it if…

itrustcapital logo

Visit Site
Stellar customer service reputation, low transaction fees, can also buy precious metalsYou don’t want to do a ton of research but want the confidence in your choice

BitcoinIRA logo

Visit Site
Enhanced security features, but you’ll pay a premiumYou’re concerned about the quality of your security and insurance and want the strongest protection against hacking

Crypto IRA resources

Crypto IRAs allow investors to gain exposure to digital assets within a retirement account structure. These accounts carry unique risks related to volatility, regulation, and custody.

Comparing crypto IRA companies helps you assess security practices, supported cryptocurrencies, and long-term costs before investing retirement funds.


Bonds

SEC-Qualified Bonds With Competitive Fixed APYs
    • Earn a fixed-rate APY that compounds daily
    • Bonds are just $10 each
    • Anytime access to funds
    • No penalties or minimum balance requirements

Bond resources

Bonds are fixed-income investments that pay regular interest and return principal at maturity, making them a common choice for investors seeking stability and predictable income. Government, municipal, and corporate bonds each carry different levels of risk, return, and tax treatment.

Interest rates, credit quality, and time horizon all play a role in bond performance. Comparing bond options helps you balance income needs with risk tolerance and understand how bonds fit into a diversified investment strategy.


Financial advisors

Great for Being Matched With Financial Advisors
    • Get matched with 2 to 3 financial advisors
    • Submit a quick online form

Financial advisor resources

Financial advisors help individuals plan, invest, and manage money across short- and long-term goals, from retirement planning to portfolio allocation. Advisors may offer personalized guidance, ongoing management, or one-time planning services depending on your needs.

Firms differ in fee structures, fiduciary standards, and areas of expertise. Comparing financial advisors helps you identify trusted professionals, understand costs, and choose an approach that aligns with your financial priorities.

About our contributors

  • Jeff Gitlen, CEPF®
    Written by Jeff Gitlen, CEPF®

    Jeff Gitlen, CEPF®, is the director of growth at LendEDU. He graduated from the Alfred Lerner College of Business and Economics at the University of Delaware.

  • Kristen Barrett, MAT
    Edited by Kristen Barrett, MAT

    Kristen Barrett is a managing editor at LendEDU. She lives in Cincinnati, Ohio, with her wife and their three senior rescue dogs. She has edited and written personal finance content since 2015.