Personal Finance

13
Feb
How Much Money Should You Have in an Emergency Fund?

An emergency fund is essential for covering those unexpected expenses that pop up out of nowhere. The problem is 63% of Americans don’t have an emergency fund that could cover them in a $500 emergency. This is shocking news and indicates how ill-prepared the majority of the country is. The consequences of this are many and varied, […]

Posted in: Personal Finance,
12
Feb
Could You Be Saving Too Much for Retirement?

The Center for Economic and Policy Research recently revealed some startling news. The average American has little more than three years of retirement income saved up. This means that many Americans will either find themselves in poverty or will have to keep working for the rest of their lives. On the other side of the coin, there […]

Posted in: Personal Finance,
Tags: retirement,
11
Dec
5 Online Jobs for College Students

If you are in college, you may be looking for additional ways to make money. If you already have a full course load or you are working and attending classes, you may not have the time to go out and work in a brick and mortar store. If you need to make some additional money, […]

Posted in: Personal Finance,
06
Dec
5 Ways to Save Money When Furnishing Your College Dorm

So, you are moving out of your parents’ house and moving into a dorm this summer. Not only is it an exciting time, but you are probably ready to be living on your own. Before you move, it is important that you sit down and think about all of the items you need for your […]

Posted in: Personal Finance,
28
Nov
6 Ways to Save Money When You Move to Off-Campus Housing

If you plan on moving off campus into an apartment or home, there are some ways you can save money. Moving doesn’t always have to be expensive and you are probably working with a limited budget anyways. Below, we will go over some ways that you can save money and things that you do not […]

Posted in: Personal Finance,
03
Nov
6 Ways to Save Money This Thanksgiving

Thanksgiving is a holiday dedicated to giving thanks and being grateful for what you have. It can be difficult to be thankful when you feel like you are spending too much money on the holiday, decorations, and food. Did you know that you can still have a happy and thankful holiday without spending all of […]

Posted in: Personal Finance,
Tags: thanksgiving,
27
May
Nursing Graduation Gifts Guide

Graduating from nursing schools requires disciplined dedication. Between countless hours studying complex medial topics to applying what’s learned in a classroom setting, nursing school represents a 24/7 commitment that not many students can make. Find a gift for a recent nursing graduate is also difficult. We put together this nursing graduation gifts guide to help

Posted in: Personal Finance,
05
Jan
Plan and Execute a College Budget

With the advent of credit and debit cards, money can seem like an abstraction. Cash is no longer king, replaced by plastic. In no time at all, students may find that they’ve spent their entire month’s budget on personal expenses and unnecessary items, and then additional bills layered on top in their inboxes. Taking control […]

Posted in: Personal Finance,
23
Oct
6 Signs You’re Living Beyond Your Means

Do you wake up every morning wondering if your electricity will still be on? Do you dread answering the phone, fearing yet another debt collection call? Have you been seriously considering bankruptcy as a solution to your debt? If so, you’ve been living beyond your means for quite some time. And if not, there are […]

Posted in: Personal Finance,
02
Oct
How to Lower Your Cell Phone Bill

You’re thinking of upgrading your phone (again), but maybe you aren’t so hot on the idea of slowly handing over thousands of dollars to your cell carrier for the next two years. Don’t settle for the status quo when there are tons of options for frugal buyers. Take advantage of any and all of the […]

Posted in: Personal Finance,