Medical debt is at an all-time high. If you’re feeling overwhelmed, however, check out some of the options available to help manage or even eliminate that debt.
Debt consolidation can drop your monthly payment and maybe your interest rate. Bankruptcy in the United States can wipe almost all of your debt and let you start over. The trick is in knowing which option is the best one for you.
In some cases, debt consolidation can make managing debt easier and more affordable by securing a single monthly payment at a fixed rate. However, debt consolidation isn’t for everyone, and you should consider the types of consolidation as well as the pros and cons before making your final decision.
Depending on how you do it, debt consolidation can impact your credit either positively or negatively. Debt consolidation done right has a minimal negative impact on your score and can actually help it in the long run. Here’s how to consolidate debt, such as multiple credit card accounts, before it’s too late.
It's almost the most wonderful time of the year.Almost...It's never too early to start thinking about Christmas. We've already been seeing the commercials and hearing the music for a month now anyway. Christmas has always been about showing gratitude and love and embracing the spirit of giving. And at the center of it all is the […]
At a Glance: One way to protect your wealth and pass it on is through a trust. You don’t even need a large amount of money to establish a trust fund. However, because trusts can be complex, it’s a good idea to sit down with a knowledgeable attorney to discuss your situation. At some point, you’re […]
When looking for an identity theft protection service, there are many features to look for. Some of the top companies offer identity monitoring, control, and recovery services. This can help detect, prevent, and resolve identity theft and fraud.
At a Glance:Recessions can ruin a family’s financial health and cause problems far longer than the event itself lasts. Preparing for a recession now can only help you when they next hit. Economics are cyclical; periods of prosperity follow or are followed by recession or depression. While they’re unavoidable in the grand scheme of things—and usually […]