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Personal Finance

See our top personal finance resources all in one place. Learn about making & saving money, managing debt, and more.

General personal finance

Before you get into specific financial topics, understanding the fundamentals is crucial.

Banking

Banking accounts allow you to store your money and transfer funds to other accounts or individuals as you need.

Investing

Investing means committing your money with the expectation you’ll earn a benefit, such as a profit. You have many investment options.

Debt

Debt is money you owe to another party. It isn’t always negative, but debt can become an issue without a repayment strategy in place.

Latest on personal finance:

Gold IRA Fees: How to Calculate the Costs

Many people use gold IRAs as a hedge against inflation and as a strategy to diversify their investments. These accounts allow you to...

Prosper HELOC and Home Equity Review

About Prosper Prosper launched in the United States in 2005, marking its place as the nation’s first peer-to-peer lending marketplace. The company allows...

How to Invest in Gold Bars

If you’ve found yourself captivated by the enduring allure of gold bars, you’re not alone. In a world where financial markets are often...

How Much Is a Gold Bar Worth?

Gold bars have captivated imaginations and fortified portfolios for millennia. Often considered a safe-haven asset, physical gold offers tangible and financial value. But...

How to Get Uncollectible Status With the IRS

You may owe the IRS money once you file your taxes for the year. It’s a common predicament for taxpayers, and the IRS...

How to Stop a Bank Levy

If you owe debt and don’t pay it, the balance might go to collections. Once that happens, the lender can seek a court...

How to Avoid Gold IRA Scams

After more than a decade of low interest rates and a strong stock market, the economy has taken a turn during the past...

How to Stop (or Release) a Tax Levy

If you are past due on income taxes, the federal or state government issues a tax lien on your property and other assets....

What Is the IRS Failure to File Penalty?

If you owe money and don’t file your tax return by the deadline, the IRS charges what’s called a failure to file penalty....

What Is a Gold-Backed IRA?

A gold-backed individual retirement account (IRA) allows workers to invest in gold or other precious metals. Often simply called a gold IRA, anyone...