Personal Finance

30
Apr
The Average Cost of a Vacation

Americans tend to put a high priority on vacations, with roughly half planning to take a summer vacation this year. However, with average vacation costs of $2,000 per person, you’ll want to examine your budget to identify potential savings opportunities and limit any unnecessary vacation expenses.

Posted in: Personal Finance,
30
Apr
Zeta Review: A Budgeting App for Couples

Although many budgeting apps focus on single users, Zeta helps couples stay on top of their finances together. If you and your partner are looking for a way to seamlessly merge your finances for better money management, Zeta could be worth considering.

Posted in: Personal Finance,
25
Apr
How to Make Money in College: Side Hustles for Students

In the age of the side hustle, opportunities for college students to earn a little cash before and after class are plentiful. If you can afford the time, there are dozens of ways to make money in college.

Posted in: Personal Finance,
23
Apr
How to Save Money: Easy Tips to Set Budgets and Goals

Saving money can seem like a daunting task, especially when you live paycheck to paycheck. By pinching pennies, sticking to a budget, and exploring potential side gigs, you can start saving money for your future and other financial goals.

Posted in: Personal Finance,
22
Apr
How to Pay Off Credit Card Debt Fast

Trying to pay off your credit card debt can be a stressful experience. The steps toward becoming debt-free may include refinancing your credit card debt to a lower rate using a personal loan and/or creating and implementing a debt payoff method such as the debt snowball or debt avalanche.

Posted in: Credit Cards, Personal Finance,
17
Apr
LearnVest Review

LearnVest, once a financial robo-advisor for investments and budgeting tools, is now a financial blog offering financial advice and empowerment to readers looking to improve their financial future.

Posted in: Personal Finance,
11
Apr
An Introduction to Money Management

When you were younger, you likely thought that your parents had the magical ability to get anything they wanted by swiping a card or handing over a few bills. But then one day, they explained why they couldn’t buy you a Barbie or toy truck every time they went to the store and you realized […]

Posted in: Personal Finance,
11
Apr
Investment Property Loans: Where to Find Them & What to Consider

Owning investment property can generate a steady stream of income each month, but most people will need financing to make that a reality. Qualified borrowers can use mortgages specifically designed for investment properties, hard money loans, home equity, or seller financing to help them become a real estate investor.

Posted in: Personal Finance,
11
Apr
How Much House Can I Afford?

The amount of money you have set aside for a down payment, the mortgage rates your credit score qualifies you for, and the desired length of your mortgage loan term will impact how much house you can afford. You need to consider ongoing costs as well since homeowners have many regular expenses.

Posted in: Personal Finance,
04
Apr
Underwriting Explained

Loan underwriting is a process that lenders use to assess your credit risk and decide whether to issue loans such as mortgages, personal loans, auto loans, and private student loans. The personal documents required for the underwriting process vary by type of loan.

Posted in: Personal Finance, Personal Loans, Student Loans,