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Personal Finance

See our top personal finance resources all in one place. Learn about making & saving money, managing debt, and more.

General personal finance

Before you get into specific financial topics, understanding the fundamentals is crucial.

Banking

Banking accounts allow you to store your money and transfer funds to other accounts or individuals as you need.

Investing

Investing means committing your money with the expectation you’ll earn a benefit, such as a profit. You have many investment options.

Debt

Debt is money you owe to another party. It isn’t always negative, but debt can become an issue without a repayment strategy in place.

Latest on personal finance:

Tax Debt Forgiveness With the IRS or State

Facing any debt can be scary, but it’s especially daunting when you owe the IRS. The IRS can garnish your wages and place...

What Is a Custodian for a Gold IRA?

Gold has long been a popular choice for investors seeking to diversify their assets. It has traditionally been used as a hedge against...

How to Respond to a Notice of Deficiency

If the IRS completes an examination of what you owe and proposes changes, the agency sends a notice of deficiency. It’s also called...

What “Currently Not Collectible” Status Means for You and the IRS

Every April, the taxman comes knocking—and if you weren’t withholding enough money from your paycheck,...

What Are IRS Audit Penalties?

As a taxpayer, you must file taxes each year, and your tax return results in paying additional taxes or requesting a refund. For...

Where to Find Help With IRS Tax Problems

You can face several tax problems with the IRS, like an inaccurate bill, unpaid taxes, or unfiled returns. If you don’t handle the...

Birch Gold Review: Is This the Gold IRA Provider for You?

Founded in 2003, Birch Gold Group aims to empower individuals to diversify their wealth with...

Noble Gold Review: An In-Depth Look at How to Invest in Gold and Silver

Founded in 2017 to simplify the process of precious metal investment, Noble Gold aims to...

Gold IRA Fees: How to Calculate the Costs

Many people use gold IRAs as a hedge against inflation and as a strategy to diversify their investments. These accounts allow you to...

How to Invest in Gold Bars

If you’ve found yourself captivated by the enduring allure of gold bars, you’re not alone. In a world where financial markets are often...