Personal Finance

17
Oct
How to Deal With Debt After a Spouse’s Death

At a Glance:Managing your spouse’s financial affairs after their death can be overwhelming, but knowing the best ways to handle their debts can ease the process. The key is to recognize the types of debt you, as a surviving spouse, are responsible for. When your husband or wife passes away, you must consider many financial […]

Posted in: Personal Finance,
16
Oct
1099-C Explained: Avoid Taxes on Canceled Debt

At a Glance:While no longer owing a debt is nice, the 1099-C that comes with cancellation can come as an alarming surprise. The good news is that many debtors released from a debt obligation may qualifty for an exclusion from gross income or an exception. Even if you expected your creditor to cancel your debt, […]

Posted in: Personal Finance,
15
Oct
How to Read Your Paycheck

At a Glance:Paystubs can be a little confusing, but they hold valuable information about your taxable earnings and net pay. If you’re one of the millions of people who receive a paycheck, you may not pay much attention to the paystub.A paystub, which is simply the details relating to that pay period’s compensation, benefits, and […]

Posted in: Personal Finance,
11
Oct
Best Personal Finance Software

At a Glance:An increasing array of personal finance software is changing the way people manage their money, simplifying complex finances at the touch of a button. Today’s best personal finance software offers innovative features and robust functionalities. The idea of managing your finances and expenses through a personal finance software platform was once farfetched. No

Posted in: Personal Finance,
05
Oct
Debt Payoff Calculator | Find Your Repayment Time

Use this debt payoff calculator to calculate how long your debt repayment will take, how much it will cost you, and how you can payoff your debt faster by contributing more each month.​To get started, simply enter your current debt balance, interest rate, and remaining repayment term length. Then, choose whether you want to contribute […]

Posted in: Personal Finance,
03
Oct
How Does the Dave Overdraft App by Mark Cuban Work?

At a Glance:The Dave app is an interesting tool that can help consumers who are prone to over drafting their accounts. While it does have significant benefits, it may only make sense for select people. According to a report from the Consumer Financial Protection Bureau, Americans paid $15 billion in overdraft fees in 2016.The average […]

Posted in: Personal Finance,
27
Sep
Best Debt Management Companies

At a Glance:A good debt management company can help you deal with unsecured debt, such as from credit cards or medical bills, that you’re having trouble repaying. These companies might be able to help you simplify payments, reduce interest expenses, and save money on fees. It’s not uncommon to have some amount of debt, but […]

Posted in: Personal Finance,
27
Sep
Best Debt Settlement Companies

Debt settlement companies work to reduce your debt through a process of negotiation with your creditors. Before choosing to work with a particular company you need to understand the process, advantages, disadvantages, and costs associated with each provider.In short, settlement involves negotiations with a creditor in which you offer them one lump sum payment that [&hellip

Posted in: Personal Finance,
25
Sep
50 Military Discounts on Restaurants, Travel, Shopping, and More

Americans are grateful to the men and women in the military serving the nation. To show their appreciation, many corporations offer military discounts.However, some military discounts are less advertised than others and often go unnoticed. You might book a flight, buy insurance, eat at a restaurant, or go to an amusement park — all without […]

Posted in: Personal Finance,
21
Sep
Small Business Statistics

At a Glance:Owning a business can be rewarding yet risky. Although some businesses will eventually shut down, startups actually do outnumber the closures. The small business statistics below will help you better understand what goes into starting a business. It’s the American dream—to start your own small business and work your way up year after […]

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