Personal Finance

24
Oct
Digit App Review: Automate Your Savings

Digit is a micro-savings app that helps consumers save money, build good habits, and track goals.

Posted in: Personal Finance,
24
Oct
Mint Review: A Budgeting App to Track Spending

Mint can help you track your various financial accounts, budget, spending, and more. It is a great personal finance app that can likely serve many of your needs.

Posted in: Personal Finance,
23
Oct
Trick or Treat: How Much Does the Average American Spend on Halloween?

While our level of involvement may differ, most of us will be taking part in Halloween festivities in some amount.For the youth, enthusiasm for Halloween begins in September when costume ideas start taking shape. Once it starts, the fun doesn't end until the candy-induced stomach ache kicks in roughly three hours after that last Twix.While young […]

Posted in: Personal Finance,
22
Oct
How to Negotiate With Debt Collectors

At a Glance:No one wants to receive a call from a debt collector, but if you do, know that you do have rights and options. Here are some tips on how to negotiate with debt collectors. By the close of 2017, U.S. citizens found themselves in a whopping $13 trillion worth of debt—a record-breaking sum—with […]

Posted in: Personal Finance,
22
Oct
Does Paying Your Mortgage Twice a Month Save Money?

At a Glance: Paying your mortgage twice a month could be a good idea. After all, you can save on interest and you’ll be free of that big monthly payment sooner. Before you do that, check to see if your lender will allow it and whether it charges fees for processing extra payments or for prepayments. […]

Posted in: Personal Finance,
20
Oct
How Accurate is the IRS Tax Refund Tracker?

At a Glance:The IRS Tax Refund Tracker is typically pretty accurate, however, if you have a more complicated situation than normal, you may receive your return later than it says. Tax refund time is something a lot of Americans look forward to. They can pay off debt accrued over the holiday season, pay for the […]

Posted in: Personal Finance,
17
Oct
How to Deal With Debt After a Spouse’s Death

At a Glance:Managing your spouse’s financial affairs after their death can be overwhelming, but knowing the best ways to handle their debts can ease the process. The key is to recognize the types of debt you, as a surviving spouse, are responsible for. When your husband or wife passes away, you must consider many financial […]

Posted in: Personal Finance,
16
Oct
1099-C Explained: Avoid Taxes on Canceled Debt

At a Glance:While no longer owing a debt is nice, the 1099-C that accompanies a cancellation can come as an alarming surprise. The good news is that many debtors released from a debt obligation may qualifty for an exclusion from gross income or an exception. Even if you expected your creditor to cancel your debt, you […]

Posted in: Personal Finance,
15
Oct
How to Read Your Paycheck

At a Glance:Paystubs can be a little confusing, but they hold valuable information about your taxable earnings and net pay. If you’re one of the millions of people who receive a paycheck, you may not pay much attention to the paystub.A paystub, which is simply the details relating to that pay period’s compensation, benefits, and […]

Posted in: Personal Finance,
11
Oct
Best Personal Finance Software

An increasing array of personal finance software is changing the way people manage their money, simplifying complex finances at the touch of a button. Today’s best personal finance software offers innovative features and robust functionalities.

Posted in: Personal Finance,