Personal Finance

04
Mar
Mvelopes Review

Mvelopes is an online envelope budgeting program that can help keep your finances on track. Instead of dealing with a pile of actual envelopes for different funds at home, you can do it all digitally.

Posted in: Personal Finance,
26
Feb
On Average, Raising a Child Costs $13,186 in First Year

In a survey of 1,000 parents, LendEDU put some data behind the financial commitment that comes with raising a newborn baby.

Posted in: Personal Finance, Reports,
12
Feb
Expectations vs. Reality: Early Career Salaries

According to new data analyzed by LendEDU, college students expect to make $60,000 out of college, but $48,400 is the reality.

Posted in: Personal Finance, Reports,
30
Jan
Understanding Your Debt-to-Income Ratio

Looking to improve your credit score? Wondering what’s weighing your credit score down? Your current outstanding debt may be affecting your credit score, including your FICO score. Gaining a better understanding for the As a borrower you should always keep your debt at a comfortable level. Controlling your debt is the cornerstone of good financial […]

Posted in: Personal Finance,
15
Jan
10 Cheapest Airlines to Fly With

If you need or want to make your flight as cheap as possible, it matters which airline you select. Find the cheapest airlines in this guide so reaching your destination doesn’t have to financially break you.

Posted in: Personal Finance,
28
Dec
Statute of Limitations on Debt Collection by State

It’s important to find out whether the statute of limitations has expired on an old, unpaid debt. You’ll need to find out what your state law dictates regarding the type of debt you have. However, other factors – like the lender’s agreement or restarting the clock on your debt – could have an impact.

Posted in: Personal Finance,
27
Dec
Medical Debt Consolidation: Your Options for Unpaid Bills

Medical debt is at an all-time high. If you’re feeling overwhelmed, however, check out some of the options available to help manage or even eliminate that debt.

Posted in: Personal Finance, Personal Loans,
27
Dec
Debt Consolidation vs. Bankruptcy: Which is Better?

Debt consolidation can drop your monthly payment and maybe your interest rate. Bankruptcy in the United States can wipe almost all of your debt and let you start over. The trick is in knowing which option is the best one for you.

Posted in: Credit Cards, Personal Finance, Personal Loans,
21
Dec
What is Debt Consolidation and How Does It Work?

In some cases, debt consolidation can make managing debt easier and more affordable by securing a single monthly payment at a fixed rate. However, debt consolidation isn’t for everyone, and you should consider the types of consolidation as well as the pros and cons before making your final decision.

Posted in: Credit Cards, Personal Finance, Personal Loans,
21
Dec
Does Debt Consolidation Hurt Your Credit?

Depending on how you do it, debt consolidation can impact your credit either positively or negatively. Debt consolidation done right has a minimal negative impact on your score and can actually help it in the long run. Here’s how to consolidate debt, such as multiple credit card accounts, before it’s too late.

Posted in: Credit Cards, Credit Scores, Personal Finance, Personal Loans,