Owning investment property can generate a steady stream of income each month, but most people will need financing to make that a reality. Qualified borrowers can use mortgages specifically designed for investment properties, hard money loans, home equity, or seller financing to help them become a real estate investor.
You Need a Budget (YNAB) started in 2003 when a couple of young, married, college students needed to find a way to manage the small amount of money they had. They developed four basic guidelines for how they wanted to approach budgeting in a new way. First, they decided what they wanted their money to do […]
A good debt management company can help you deal with unsecured debt, such as from credit cards or medical bills, that you’re having trouble repaying. These companies might be able to help you simplify payments, reduce interest expenses, and save money on fees.
Peer-to-peer (P2P) payment apps are a way for people who know each other, such as family or friends, to instantly send each other money. By linking a bank account or credit card to an app, a user can request or transfer money. The app works as a sort of middleman, expediting the processing of the […]
Here’s a scenario. You’re having dinner with your friends, and Bob picks up the bill. He isn’t doing it out of the kindness of his heart, though. He just doesn’t want to ask the waiter to split the check, and he expects you to pay him back quickly. But you don’t have any cash on […]
Unless you have a photographic memory and amazing math skills, then you likely struggle to keep track of your budget without a program or app to help you do so. But knowing how much you’re spending on a weekly and monthly basis is critical to resisting overspending and meeting your financial goals. Lucky for you, […]
Identity criminals and hackers join together in online marketplaces to trade stolen data, hacking tools, and personal information. 2017 was hallmarked with corporate hacks, including a major data breach at Equifax. As more commerce and communication moves online, the risk to the public is growing with each passing moment. However, there may be a new […]
Nowadays, carrying cash seems to be a thing of the past for many people. Many people choose to use debit or credit cards instead of cash, while others may opt to use digital currency. Managing money in this manner has evolved considerably in the past decade, with more options than ever before for storing and […]
For many Americans, carrying cash is a thing of the past. Beyond credit and debit cards, digital wallets allow anyone with a smartphone to make payments by pressing a few buttons or waving their phone in front of a scanner. These apps are known as peer-to-peer (P2P) payment apps. They allow users to link a […]