Personal Finance

17
Apr
LearnVest Review

LearnVest, once a financial robo-advisor for investments and budgeting tools, is now a financial blog offering financial advice and empowerment to readers looking to improve their financial future.

Posted in: Personal Finance,
Tags: ptype_review,
11
Apr
An Introduction to Money Management

When you were younger, you likely thought that your parents had the magical ability to get anything they wanted by swiping a card or handing over a few bills. But then one day, they explained why they couldn’t buy you a Barbie or toy truck every time they went to the store and you realized […]

Posted in: Personal Finance,
11
Apr
Investment Property Loans: Where to Find Them & What to Consider

Owning investment property can generate a steady stream of income each month, but most people will need financing to make that a reality. Qualified borrowers can use mortgages specifically designed for investment properties, hard money loans, home equity, or seller financing to help them become a real estate investor.

Posted in: Personal Finance,
Tags: ptype_cornersecond,
11
Apr
How Much House Can I Afford?

The amount of money you have set aside for a down payment, the mortgage rates your credit score qualifies you for, and the desired length of your mortgage loan term will impact how much house you can afford. You need to consider ongoing costs as well since homeowners have many regular expenses.

Posted in: Personal Finance,
04
Apr
Underwriting Explained

Loan underwriting is a process that lenders use to assess your credit risk and decide whether to issue loans such as mortgages, personal loans, auto loans, and private student loans. The personal documents required for the underwriting process vary by type of loan.

Posted in: Personal Finance, Personal Loans, Student Loans,
02
Apr
Why Money Is Important

The importance of money is clear when you factor in the costs of necessities to sustain life. It can't buy happiness, but financial wellbeing is important if you want to provide for your family's basic needs.

Posted in: Investing, Personal Finance,
02
Apr
Survey: Millennials May Have a Serious Debt Problem

In a survey of 1,000 millennials, LendEDU found that many members of this generation carry all types of debt, a lot of it, and it was across all income levels.

Posted in: Personal Finance, Reports,
01
Apr
How Much Interest Would You Earn on a Million Dollars?

“If only I had a million dollars in the bank.” Who hasn’t pondered that at one time or another? But have you ever wondered how much interest one million dollars earns per year? Interest rates on savings vehicles are currently still pretty low – ranging from a paltry 0.01 percent in a bank savings account to a […]

Posted in: Personal Finance,
26
Mar
Study: Students Lose Confidence in Career Outlooks as They Progress Through College

A survey of over 7,000 college students uncovered concerning data regarding how colleges prepare students for the "real world."

Posted in: Personal Finance, Reports,
19
Mar
How Do Millennial Outlooks on Personal Finance Vary By Income Level?

Surveying 1,000 Millennials split evenly between three income brackets, LendEDU gauged how this generation perceives wealth.

Posted in: Personal Finance, Reports,