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Home Equity

Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.

Ways to access the equity in your home

If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.

Home equity reviews

Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.

Other home equity resources

Latest on home equity:

Bethpage FCU Is Now FourLeaf Federal Credit Union: 2025 HELOC Review

FourLeaf FCU is one option if you’re considering a HELOC. The company allows you to...

Truist HELOC Review 2025: Why We Gave It a 3.1/5 Star Rating

Truist offers a home equity line of credit that homeowners can use to finance upcoming...

How Does the Draw Period Work on a HELOC?

During the HELOC draw period, you can withdraw money from your line of credit. You typically make interest-only payments during this phase.

How Often Can the Interest Rate Change on a HELOC? Everything You Need to Know

A variable interest rate on a HELOC can change as often as once a month....

First-Lien HELOC: How It Works, When It Makes Sense, and Top Lenders

A first-lien HELOC could provide you with access to equity and savings on your mortgage....

HELOC Repayment Explained: How to Manage Payments and Save Money

HELOCs have two periods: a draw period and a repayment period. You’ll make payments during...

How Much Equity Do You Need for a HELOC?

The amount of equity you'll need for a HELOC will vary by lender, but usually needs to be at least 10% to 20%.

Unlock Competitors and Alternatives

There are several competitors and alternative financing solutions to Unlock. Compare them to Unlock, below.

Point vs. Unlock Comparison: Which Stands Out?

Point and Unlock both offer home equity sharing options. One gives homeowners more flexibility, while...

Hometap vs. Unlock: Home Equity Agreement Comparison

Hometap and Unlock both offer home equity sharing agreements. One offers higher loan amounts, while...