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Rebecca Neubauer

Rebecca Neubauer is a personal finance and science writer who specializes in writing about managing money, sustainability, entrepreneurship, and alternative living. She has a bachelor’s degree in environmental science, and she learned about personal finance on her journey to pay off $100,000 in student loans.

About Rebecca Neubauer

Current Role

Personal finance writer


  • Credit Cards
  • Student Loans
  • Personal Loans


  • Bachelor's degree in earth and environmental sciences from Susquehanna University

Personal Finance Experience

Rebecca realized she needed to learn about personal finance when she graduated from college with $100,000 in student debt. She started a blog in 2016 about her debt-free journey and the money management lessons she learned along the way.

Rebecca initially planned to achieve Financial Independence, Retire Early (FIRE) and retire by the age of 35. However, after a serious medical scare when she was 23, she realized that she did not want to pursue accelerated deferred-life plans like retirement or even early retirement. Instead, she committed to enjoying her life during a slower, more sustainable journey to financial independence.

She paid off $67,000 of debt in less than two years, saved and invested $100,000 by the time she was 26, and reached CoastFI with her husband in 2020. Rebecca left her corporate project management job to start her own business as a personal finance and science freelance writer.

She also practices sustainability and alternative living to save money on housing and travel. Rebecca lived and traveled in a self-converted Sprinter van for a year, and is now building a homestead, constructing a house with her husband, and growing a perennial food forest. Through these projects, she's developed many skills and saved thousands of dollars.

Latest from Rebecca Neubauer

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Find out all about master promissory notes and why understanding your student loan agreement is...

How to Get a Student Loan Without Parents

Yes, you can get a student loan if your parents are unwilling or unable to help. We’ve researched how you can pay for...

Student Loan Garnishment

If your student loan defaults, the consequences could reach your paycheck. Here’s what you need to know about wage garnishment.

Best Debt Consolidation Loans

A debt consolidation loan allows you to consolidate multiple debts into a single loan. Find out about the available loan options.

Why You Shouldn’t Advance Your Due Date on Student Loans

Don’t advance your due date on student loans if you want to pay off your...

How to Prove Undue Hardship for Student Loans

For those facing extreme financial difficulty, proving undue hardship in bankruptcy may offer an escape from their student loan debt burden.