About Rebecca Lake, CEPF®
Current Role
Personal Finance Writer
Expertise
- Student Loans
- Mortgages
- Home-buying
- Credit
- Debt
- Personal Loans
- Education Planning
- Insurance
- Investing
- Small Business
Certifications & Degrees
- Certified Educator in Personal Finance
- Bachelor's degree in political science from the University of South Carolina
Personal Finance Experience
Rebecca began writing about personal finance in 2013 after finding herself nearly $100,000 in debt with credit cards, student loans, and a car loan. As she learned about finance and paid down the debt, she became interested in teaching others how to manage money, save, and build wealth.
Over the past decade, she's written for a number of top publications in the personal finance space, covering a wide range of topics. In 2019, she founded Boss Single Mama, a personal finance blog for moms who are interested in earning and saving more while spending less. In 2022, she became a CEPF® and continues to share her passion for finance with others.
Latest from Rebecca Lake, CEPF®
What Is a HELOC Statement?
A home equity line of credit can be a convenient way to borrow. Your HELOC statement can help you to keep track of...
Can a HELOC Be Canceled?
Lenders can cancel, freeze, or reduce your HELOC in certain situations. You also have the right to cancel a HELOC if you change...
HELOC vs. Bridge Loan
A home equity line of credit or bridge loan can help you fund a down payment on a home purchase. These are key...
What Documents Are Needed for a HELOC?
Applying for a HELOC means providing certain documentation to the lender, including information about your income, assets, and home.
How to Apply for a HELOC in 5 Steps
A home equity line of credit allows you to tap into your home equity through a revolving credit line. Applying for a HELOC...
What Is a HELOC Promissory Note?
A home equity line of credit can provide you with flexible access to cash. Before you can get the money, you'll need to...
How a First-Lien HELOC Works: Complete Guide and Highest-Rated Lenders
A first-lien HELOC could provide you with access to equity and savings on your mortgage....
FFELP Loans: What Happened to the Program & How It Affects Borrowers
The FFELP was a program that allowed private lenders to offer federally guaranteed student loans...
Subsidized Student Loans
Subsidized student loans offer a break on interest payments in some situations. Here's a look at what subsidized loans are and who's eligible.
Unsubsidized Student Loans
Unsubsidized student loans are offered by the Department of Education to undergraduate and graduate students, regardless of financial need. Borrowers are responsible for...