About Rebecca Lake, CEPF®
Current Role
Personal Finance Writer
Expertise
- Student Loans
- Mortgages
- Home-buying
- Home Equity
- Credit
- Debt
- Personal Loans
- Education Planning
- Taxes
- Investing
- Small Business
Certifications & Degrees
- Certified Educator in Personal Finance
- Bachelor's degree in political science from the University of South Carolina
Personal Finance Experience
Rebecca began writing about personal finance in 2013 after finding herself nearly $100,000 in debt with credit cards, student loans, and a car loan. As she learned about finance and paid down the debt, she became interested in teaching others how to manage money, save, and build wealth.
She's written for a number of top publications in the personal finance space, covering a wide range of topics. In 2019, she founded Boss Single Mama, a personal finance blog for moms who are interested in earning and saving more while spending less. In 2022, she became a CEPF® and continues to share her passion for finance with others.
Latest from Rebecca Lake, CEPF®
You Can’t Get a HELOC with a Bad Credit Score, Here’s Why (+ Alternatives for You)
Can you get a HELOC with bad credit? Honest answer? No. Bad credit—defined as a...
Credit Builder Loans Like Seedfi
Credit builder loans can help you to establish credit history by making on-time installment payments to a lender. SeedFi offers small lines of...
Instant Credit Builder Loans With Money Upfront: $500+ Options, No Credit Check
Credit builder loans can help with establishing or re-establishing credit history. Typically, instead of getting...
Best Personal Loans of 2025: Rates, Reviews, and How to Qualify
Personal loans connect you with cash when you need it. If you’re in the market...
Should You Use Home Equity to Purchase or Pay Off Your Car?
It's possible to use a HELOC or home equity loan to pay off auto loan...
Personal Loans by State
When you need a personal loan, where you live can affect your choice of lenders and loan terms. Comparing personal loans by state...
Best Non-Owner-Occupied HELOCs
HELOCs for investment properties are available from certain lenders, but they can be tough to get. Here’s what to know if you want...
What Is a Credit Builder Loan? Simple Guide to Building Credit
A credit builder loan is one way to build or rebuild credit history. Credit builder...
How Long Does It Take to Get a Home Equity Loan or Line of Credit?
Home equity loans and lines of credit can offer convenient access to cash. How long...
How to Pay for CDL Training in 2025: 7 Smart Financial Aid and Loan Options
Federal and private student loans can pay for CDL training. How to get student loans...