About Jim McCarthy, CFP®
Current Role
Owner, Directional Wealth Management
Expertise
- Education Planning
- Retirement Planning
- Investment Management
- Insurance Planning
Certifications & Degrees
- Certified Financial Planner™
- Chartered Financial Consultant
- Bachelor's degree in finance and accounting from Pace University
Personal Finance Experience
Jim’s emphasis is on helping clients grow, protect and enjoy their wealth. His expertise includes education and retirement planning, in addition to investment management and insurance.
Since entering financial planning and investment management in 2003, Jim has compiled a long list of credentials. In addition to being a certified financial planner (CFP®), he is chartered financial consultant (ChFC®) and an active member of the Financial Planning Association. Jim is also a board member of two local nonprofit organizations.
Latest from Jim McCarthy, CFP®
Gold IRA Rules and Regulations
Here's what you need to know about gold IRA rules and regulations to invest in precious metals for retirement and utilize tax benefits.
Small Home Equity Loans: What’s the Minimum Amount You Can Borrow?
The minimum amount you can borrow through a home equity loan is determined by the...
Swimming Pool Loans: Compare Your Financing Options
Personal loans, home equity loans, and dealer financing can all be used to finance a...
Security Deposit Loans: How They Work
You can use personal loans to satisfy the security deposit requirement on a new home or apartment, but this route has several disadvantages.
Should You Cosign a Student Loan? Pros and Cons
Many lenders do not offer student loans to borrowers who have a low credit score...
How to Pay Off Student Loans Fast
Certain strategies such as paying more than the minimum payment, paying higher-interest loans down first, and getting student loan repayment assistance from your...
Federal vs. Private Student Loans: What’s the Difference?
Federal loans should be your first stop when looking for a student loan—they offer benefits...
How to Pay for College If You Don’t Qualify for Federal Financial Aid
Federal loans aren't the only option for covering college costs. Scholarships, grants, and private loans...
Best Physician Assistant Student Loans
Physician assistant student loans can help cover the costs of PA school. Both federal and private lenders offer PA school loans for eligible...
Best Adult Student Loans
Going to college can be expensive, but adult students have several financing options. Grants, scholarships, loans, and employer benefits can all help you...