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Jim McCarthy, CFP®

Jim McCarthy, CFP®, ChFC®, is the owner of Directional Wealth Management, an independent financial planning and investment advisory firm in New Jersey. Jim advises families, professionals, executives, and business owners on how they can build better financial futures.

About Jim McCarthy, CFP®

Current Role

Owner, Directional Wealth Management


  • Education Planning
  • Retirement Planning
  • Investment Management
  • Insurance Planning

Certifications & Degrees

  • Certified Financial Planner™
  • Chartered Financial Consultant
  • Bachelor's degree in finance and accounting from Pace University

Personal Finance Experience

Jim’s emphasis is on helping clients grow, protect and enjoy their wealth. His expertise includes education and retirement planning, in addition to investment management and insurance.

Since entering financial planning and investment management in 2003, Jim has compiled a long list of credentials. In addition to being a certified financial planner (CFP®), he is chartered financial consultant (ChFC®) and an active member of the Financial Planning Association. Jim is also a board member of two local nonprofit organizations.

Latest from Jim McCarthy, CFP®

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Average Student Loan Debt Statistics for Pharmacists

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California Personal Loans: Online & Local Lenders

A personal loan can be used for a variety of purposes. Whether it’s for debt...

How to Lower Your Student Loan Interest Rate

Find out how to lower your student loan interest rate. Our best practices are based on hours of research.

Should I Refinance My Student Loans? How to Decide

If you are eligible for a lower interest rate than what you are currently paying...