About Jim McCarthy, CFP®
Current Role
Owner, Directional Wealth Management
Expertise
- Education Planning
- Retirement Planning
- Investment Management
- Insurance Planning
Certifications & Degrees
- Certified Financial Planner™
- Chartered Financial Consultant
- Bachelor's degree in finance and accounting from Pace University
Personal Finance Experience
Jim’s emphasis is on helping clients grow, protect and enjoy their wealth. His expertise includes education and retirement planning, in addition to investment management and insurance.
Since entering financial planning and investment management in 2003, Jim has compiled a long list of credentials. In addition to being a certified financial planner (CFP®), he is chartered financial consultant (ChFC®) and an active member of the Financial Planning Association. Jim is also a board member of two local nonprofit organizations.
Latest from Jim McCarthy, CFP®
Can You Sell Your House With a Home Equity Loan or HELOC?
You can sell your house with a home equity loan or HELOC, but some of...
Best HELOC Introductory Rates
After hours of research, here are our picks for the five best HELOC introductory rates among many lenders.
What Credit Score Is Needed for Home Equity Loans?
Considering taking out a home equity loan or HELOC? Find out what credit score is...
How to Upgrade Your Credit Card
Credit card upgrades can help you make the most of your account without the hassle of applying for a new card. Just keep...
Best Credit Card Perks Offered Today
Finding the right card can hinge on your spending habits and needs. Compare the best credit card perks from different cards to narrow...
Who Owns My Student Loans?
The company that owns your student loans may not be the company you applied with or even the company that services your debt....
Student Loans for Teachers
Two types of student loans for teachers exist: federal and private. If you need to take on debt to pay for school, exhaust...
Can You Lock in a HELOC Rate?
Though HELOCs typically have variable interest rates, there are also ways to lock in a fixed rate, which can save money and allow...
How Does the Draw Period Work on a HELOC?
During the HELOC draw period, you can withdraw money from your line of credit. You typically make interest-only payments during this phase.
Unsubsidized Student Loans
Unsubsidized student loans are offered by the Department of Education to undergraduate and graduate students, regardless of financial need. Borrowers are responsible for...