About Erin Kinkade, CFP®
Current Role
Financial planner
Expertise
- Insurance Planning
- Education Planning
- Retirement Planning
- Investment Planning
- Military Benefits
- Behavioral Finance
Certifications & Degrees
- Certified Financial Planner™
- Chartered Financial Consultant
- Bachelor's degree in education from the University of Georgia
Personal Finance Experience
Erin has been working in financial services since 2006. Her primary focus was servicing, advising, consulting, and planning for clients.
Erin began her career at a registered investment advisory and broker dealer (RIA/BD) firm. While at the RIA/BD, Erin was a registered representative and registered investment advisor. She focused on client service, investment advice, and financial planning for high-net-worth clients. Erin made a career change in 2020 to become a financial planner at AAFMAA Wealth Management & Trust, focusing solely on comprehensive financial planning for military members and their families.
Erin is a certified financial planner (CFP®) and chartered financial consultant (ChFC®). Her areas of expertise include, but are not limited to, the following: military benefits, risk mitigation, savings, cash-flow projections, life insurance and long-term care analysis, education planning, investment analysis, retirement planning, withdrawal strategies, tax-saving recommendations, and estate transfer planning.
Latest from Erin Kinkade, CFP®
How to Calculate Student Loan Interest
Student loans may be necessary if you don’t have other funding options to pay for school. Knowing how to calculate student loan interest...
Are Student Loans Amortized?
If you’re using a student loan to pay for college, it’s often considered a term loan that’s fully repaid in equal payments over...
How to Know When Student Loan Debt Is Too Much
Student loans make higher education accessible to thousands of students. Still, you should approach student...
How to Pay Off $80,000 in Student Loans
If you’re paying down an $80,000 student loan balance, you may find solace in the fact that you’re not alone. You’re actually one...
How to Defer Student Loans When Going Back to School
Going back to school after a pause is one of the best ways to increase...
Ohio HELOC Rates and Lenders
The Buckeye State is known for Cincinnati chili, the Rock and Roll Hall of Fame, and its manufacturing industry. But if you’re a...
Forbearance vs. Deferment for Student Loans
If you can’t make your student loan payments, you have options. Two of the most common ones are deferment and forbearance. According to...
Student Loans for Parents With Bad Credit
A parent might have a bad credit score due to unforeseen hardships, a thin credit file, or even mistakes on a credit report....
HELOCs Without Prepayment Penalties
Some HELOC lenders charge prepayment penalties between 1% and 5% of the total loan amount to discourage borrowers from repaying the balance early....
HELOCs for Seniors: Should You Tap Into Home Equity for Retirement?
Our experts recommend home equity lines of credit (HELOCs) for seniors who need flexible financing...