Personal Finance
See our best personal finance articles all in one place. Learn about making & saving money, managing debt, and more.
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1. Manage Your Money
Take control of your daily finances with the best high-yield savings accounts, safe banking apps, and cash advance options. Discover secure ways to build your credit instantly and master practical money management strategies to protect your hard-earned cash.

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8 Best Cash Advance Apps to Borrow Money Instantly
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Loans That Work With Your Favorite Banking Apps: Varo, Chime, and More
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Instant Credit Builder Loans With Money Upfront: $500+ Options, No Credit Check
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Best High-Yield Savings Accounts of September 2026
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Safest Banks in the United States in 2026: Where to Keep Your Money Secure
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Why Money Is Important (Even If You Wish It Weren’t)
2. Manage Your Debt
Learn how to get out of debt with actionable steps for consolidating loans, utilizing debt payoff apps, or working with top debt relief companies. Whether you are dealing with student loans or managing a tight budget with bad credit, find the best strategies to pay down what you owe and save money.

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How to Get Out of Debt in 8 Steps (Even If You’re Broke or Low Income)
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How to Pay Off $100K in Student Loans in 6 Steps
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Best Debt Relief Companies of 2026 and How They Operate
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Best Debt Consolidation Loans in 2026: Options Based on Credit Score, Plus How Much You Can Save
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Best Debt Consolidation Loans for Bad Credit
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5 Best Debt Payoff Apps for 2026
3. Improve Your Credit Score
Discover how to improve your credit score fast with proven, step-by-step strategies designed to lift your rating in three months or less. Learn how simple adjustments to your financial habits can unlock better loan options, lower interest rates, and long-term financial freedom.
Here are the top factors that impact your credit score:

Track your score, understand what is affecting it, and identify steps to improve your financial outlook.
4. Stay on Top of Your Taxes
Navigate your taxes effortlessly and discover how to resolve back taxes using top-rated tax relief companies and experienced tax attorneys. From understanding filing timelines to exploring state tax relief services, get the clear breakdowns you need to protect your finances.

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When Does Tax Season Start and End? 2026 Dates and Deadlines to Know
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7 Best Tax Relief Companies of 2026: Full Review of Costs and Services
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How Much Do Tax Relief Companies Charge? The Full Breakdown of Cost Per Service
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How to Find a Tax Attorney to Help With Tax Debt
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5 Companies Offering State Tax Relief Services
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Tax Debt Relief Guide: When and How to Hire Services
5. Invest and Grow Your Wealth
Discover how to build long-term financial security by diversifying your portfolio, hedging against inflation, and choosing the right alternative retirement accounts. Learn practical ways to maximize your assets and safeguard your future against shifting market trends.

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4 Best Gold IRA Companies of 2026: Reviewed and Rated
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Best HELOCs for Investment Properties: September 2026 Rates
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Best Crypto IRAs of September 2026
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Inflation-Proof Investments: 8 Ways to Hedge Against Inflation in 2026
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The 9 Best Ways to Diversify Your Investment Portfolio
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Will the U.S. Dollar Collapse? Our Analysis for 2026
All personal finance articles
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Dave Ramsey’s EveryDollar App Review 2026: Free vs. Premium Features Explained
If you’re looking for a no-frills budgeting solution, EveryDollar could be the right choice for you. It’s simple budgeting software that can help users take control of their finances, get…
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How Much Do Americans Spend on the Lottery? | 2019 Lottery Study & Statistics
In this study, we found that U.S. citizens spent an average of $220 on the lottery in 2017. We also analyzed each state's lotto revenue and the average spend per…
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How Much Money Do You Need to Live Off Interest?
This guide provides details on how much you need to live off interest alone when you’re ready to retire, including if you're planning to invest in the stock market as…
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Survey: Financial Goals for Americans Include Paying Off Debt, Saving for Retirement, & Building Emergency Funds
But will they ever be able to achieve those goals? In a survey of 1,000 adult Americans to identify their most important financial goals, LendEDU found that nearly 10% of…
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The Student Loan Report Merged Into LendEDU
In May of 2019, The Student Loan Report merged into LendEDU. Because much of the content on The Student Loan Report was similar to LendEDU, we decided to consolidate the…
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Dirty Money: New Research Reveals the Filthiness of Our Cash, Cards, & Coins
Using a scientific device that tests for the amount of germs on a given surface, the team at LendEDU tested our debit & credit cards, cash, and coins to put…
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Trying to Negotiate Bills? New Data Reveals Which Companies Are the Most Likely to Cut a Deal
Using exclusive data provided by Truebill, LendEDU has listed out the companies that are the most likely cut a deal with a customer and which companies cut the most off…
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How to Make Money in College: Side Hustles for Students
In the age of the side hustle, opportunities for college students to earn a little cash before and after class are plentiful. If you can afford the time, there are…
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How to Save Money: 14 Expert Tips for 2026 and Beyond
Saving money can seem like a daunting task, especially when you live paycheck to paycheck. By pinching pennies, sticking to a budget, and exploring potential side gigs, you can start…
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58% of Millennials Actively Saving For Retirement; Average of $26,475 Saved
LendEDU's newest millennial study also found that few millennials are investing outside of their retirement accounts, with only 35% of older millennials (33-38) playing the market. But, those that do…