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Why Are Student Loan Interest Rates So High? 2025 Causes and Fixes

Student loan interest rates are at their highest levels in over a decade due to continued inflation and Federal Reserve...

How to Calculate Discretionary Income for Student Loans

Understanding how to calculate your discretionary income for student loans is important if you’re exploring federal student loans and their...

How to Calculate Student Loan Interest

Student loans may be necessary if you don’t have other funding options to pay for school. Knowing how to calculate...

Are Student Loans Amortized?

If you’re using a student loan to pay for college, it’s often considered a term loan that’s fully repaid in...

How to Know When Student Loan Debt Is Too Much

Student loans make higher education accessible to thousands of students. Still, you should approach student loans with the same prudence...

How to Pay Off $80,000 in Student Loans: 6 Steps, Plus Timeline Examples

If you’re paying down an $80,000 student loan balance, you’re not alone. In fact, according to the U.S. Department of...

How to Defer Student Loans When Going Back to School

Going back to school after a pause is one of the best ways to increase your long-term earning potential. There’s...

Ohio HELOC Rates and Lenders

The Buckeye State is known for Cincinnati chili, the Rock and Roll Hall of Fame, and its manufacturing industry. But...

Prequalification or Preapproval for Student Loans: What’s the Difference?

Prequalification gives you a quick, no-strings estimate of how much you can borrow and what rate you might get—no credit...

When to Apply for Student Loans

Knowing when to apply for student loans is integral to the financial aid process. Most educational institutions have specific deadlines...