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The 3 Different Types of Home Equity Loans: HEL/HELOAN, HELOC, Cash-Out Refi
Choosing the right home equity option depends on your financial goals and needs. A HELOC is a revolving credit line...
10-min read 8 Red Flags That Trigger IRS Audits in 2026
Your chances of being selected for an IRS audit are relatively low. For tax years 2013 to 2021, the federal...
8-min read The 11 Best Personal Finance Podcasts
When I first started learning about personal finance, I loved how a good podcast could make me laugh, spark an...
11-min read 2026 Ultimate Guide to the Tax Underpayment Penalty
The IRS underpayment penalty is a charge applied when you don’t pay enough taxes during the year. It’s calculated as...
9-min read Form 8300 Guide: Why, When, and How to File, and What Happens If a Form 8300 Is Filed on You?
Form 8300 is an IRS document used to report cash payments over $10,000 received in a trade or business. Businesses...
12-min read Cash App Taxes: Guidelines for Reporting Money Made on Venmo, Paypal, Zelle
Digital payment apps provide a convenient way for small business owners to collect payments from customers and clients. While income...
9-min read [Expert Q&A] Should I Refinance My Student Loans? 5 Times You Should Consider It and 5 When You Shouldn’t
Student loan refinance debt represents 1.6% of total student loan debt in the U.S. That might sound small, but it’s...
10-min read 5 Types of Short-Term Loans That Might Work (and 5 to Absolutely Avoid)
Cash in a hurry. That’s the best way to sum up short-term loans: typically, these are any loans you pay...
13-min read Owe the IRS $50,000 or More? What Happens Next and 5 Steps to Resolution
It’s easier than you might think to fall behind on taxes. Maybe an unexpected expense drained your savings, paperwork got...
15-min read Brazos Student Loan Refinance 2026 Review: Low Rates and No Fees for Texas Residents
If you live in Texas and you’re looking to refinance your student loans, Brazos is likely one of your best...
6-min read