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Insurance Renters Insurance

Travelers Renters Insurance Review

on Travelers’ secure website
Editorial Rating

Editorial Rating

What we like:

Responsive and knowledgeable customer service

J.D. Power Overall Satisfaction Rating2 out of 5 stars
A.M. Best RatingA
Contact Number1-866-336-2077
DiscountsMulti-Policy, Claim-Free, Protective/Security Device
See how Travelers stacks up against our top rated renters insurance companies

Travelers Companies, Inc. is a long-standing company that has evolved with the times to remain current. It has built up its reputation over the years and is one of the biggest issuers when it comes to U.S. personal insurance policies.

Renters insurance is an affordable method of asset protection for those who don’t own a home but instead rent a house or apartment.

It might not seem necessary to have renters insurance at first glance, but when people realize how cheap the average cost of renters insurance is and how disastrous a fire, theft, or water damage could be to their belongings, they usually realize it’s a small price to pay for that level of protection.

This Travelers Renters Insurance review will look at what this company has to offer so you can see if it might be a good fit for you.

Company Overview

Travelers has been providing insurance and some other financial assets since 1864. The company offers renters insurance alongside other standard insurance like condo, car, home, and less common types such as boat insurance and wedding insurance.

The company has received several awards and recognitions. Recently, from 1995 to 2018, it has been named to the Fortune 500.


On average, Travelers charges $17 per month for renters insurance. But what you pay for insurance will be less if you hold more than one policy with Travelers. When you have both renters and auto insurance with the company, you’ll get a discount of 5% on your car insurance.

As with other companies, a number of factors can influence how much you’ll pay for renters insurance with Travelers. Your location, the overall safety of your area, and more can impact whether you pay above or below the average.


Travelers renters insurance can cover your belongings, so if there is damage to your clothing, appliances, furniture, or other items, you won’t be out money. In addition, the policy will give you protection from the personal liability you could face if someone gets hurt on your property.

Most renters insurance policies give $100,000 of payout coverage for accidental bodily injury or property damage to other people’s property. If you don’t think that’s enough, you can purchase a larger amount of coverage.

If you wish, for an extra amount each month, you can add on a valuable items policy. That would be helpful if you own a lot of high-end items that your ordinary renters insurance wouldn’t cover, such as china, jewelry, art, silverware, and cameras.

The coverage offered through Travelers is standard, but the add-ons are nice if you have expensive belongings or you’re storing a boat at the house you’re renting.

Primary Drawbacks

Travelers renters insurance isn’t as widely available throughout the U.S. as some other companies are, but in the cases where you can’t get coverage, the company will work with an affiliate company to get you insured.


The locations that don’t have Travelers renters insurance available are typically high risk, such as areas of Texas and Michigan. That’s when the company would offer renters insurance through an affiliate so you’d still be able to pick up insurance.

Customer Service

Travelers Insurance scores an A+ with the BBB. In addition, the customer advocacy line can be reached at 866-336-2077. It’s open 24 hours a day, so you can get help when you need it. If you prefer, the company can be emailed as well.

Bottom Line

Travelers has been around for a long time perfecting their craft. They are generally a highly regarded company that has a solid reputation with the bulk of their clients. If you’re considering doing business with the company, here are a few things you should keep in mind.

  • They may not provide direct coverage if you live in a high-risk area, although they will offer insurance through an affiliate.
  • They can be accessed 24 hours a day.
  • Their website offers informational articles that are educational when you’re considering what to look for in a policy and a company.
  • If you need other types of insurance, you’ll get a multi-policy discount.
  • They offer a good mix of different types of policies, including car, home, renters, condo, boat and yacht, weddings and other events, and umbrella.