SoFi personal loans can be an excellent choice if you’re a high wage earner with solid credit. If you’re not, however, it may not be the best option for you.

Key points: LightStream is one of the top-rated online lenders on the market. You can use a LightStream auto loan to purchase or refinance new, used, or classic cars, as well as RVs, boats, aircraft, and motorcycles. Generally, you’ll need good credit to qualify with this lender. LightStream is the online consumer lending arm of […]

Looking for help from a mortgage loan officer while still submitting documents online? loanDepot may be the ideal choice. loanDepot offers mortgage loans with low down payments and low minimum credit score.

Santander Bank offers personal loans at fairly competitive rates. Its customer service, however, is rated poorly enough that you might be better off looking elsewhere for a personal loan.

Citizens Bank offers a variety of financial products, including personal loans. Borrowers can get a rate quote without impacting their credit score, and existing customers may enjoy an interest rate reduction.

Payoff is a financial services company focused on helping its customers pay off high-interest credit card debt. The company aims to help its customers consolidate debt and achieve long-term financial well-being.

If you need a small personal loan but don’t have the best credit history, OppLoans can be an option to consider. If you manage this installment loan responsibly, it can help you improve your credit score.

SoFi recently announced it would offer private student loans in addition to its existing student loan refinancing options. These undergraduate loans have no fees and are managed entirely online.

LightStream is an online lender designed to accommodate and reward borrowers with good-to-excellent credit histories. The application is quick, the interest rate can be exceptionally low, and in some cases, you can receive your LightStream loan on the same day you apply.

LendingClub personal loans are a great choice if you have good income and a solid credit history. If not, you might find yourself paying much higher rates.