ELFI offers competitive student loan refinancing rates and a variety of benefits that make the lender an attractive option for those looking to save on their student loans.

The GreenSky home improvement loan acts as a line of credit, and borrowers can use as much or as little as they need. It’s easy to apply for a GreenSky loan, but only consumers with a high credit score typically get approved.

SoFi personal loans can be an excellent choice if you’re a high wage earner with solid credit. If you’re not, however, it may not be the best option for you.

LendingClub personal loans are a great choice if you have good income and a solid credit history. If not, you might find yourself paying much higher rates.

SoFi recently announced it would offer private student loans in addition to its existing student loan refinancing options. These undergraduate loans have no fees and are managed entirely online.

Sixup is an online lender that provides private student loans to borrowers with limited credit history and no cosigner. The lender is worth considering if you can't qualify for traditional private student loans or if you don't have a cosigner.

Marcus by Goldman Sachs provides consumer banking services with no-fee personal loans that have low interest rates and flexible repayment options.

LightStream is an online lender designed to accommodate and reward borrowers with good-to-excellent credit histories. The application is quick, the interest rate can be exceptionally low, and in some cases, you can receive your LightStream loan on the same day you apply.

OneMain Financial provides personal loans, with an annual percentage rate that depends on your income, debts, credit profile, and what you can put up for collateral.

Funding University specializes in offering student loans for those without cosigners. If you don't qualify for other private student loans on your own, Funding U is worth considering.