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How to Convert a HELOC to a Fixed-Rate Loan (Plus Refinance Options)

Many HELOCs have variable interest rates that can change over time. Rather than deal with unpredictability, you can convert it...

Can You Lock in a HELOC Rate? How to Get a Fixed Rate and If It’s Right For You

Though HELOCs typically have variable interest rates, there are also ways to lock in a fixed rate, which can save...

HELOC vs. Bridge Loan: Key Differences and When to Use Each

A home equity line of credit or bridge loan can help you fund a down payment on a home purchase....

What Can I Use a HELOC For? 24 Best and Worst HELOC Strategies

A home equity line of credit can be a flexible way to borrow. Some of the best uses for a...

The Best Credit Unions Offering HELOCs Based on 2025 Rates, Terms, and Features

Many credit unions offer HELOCs. Use this guide to determine the best credit union HELOC for your financial needs.

How to Use a HELOC to Pay Off Your Mortgage and When It’s a Good Idea

Tapping into home equity with a HELOC can help you pay off debt or cover big purchases, but you can...

2025 Review: U.S. Bank Home Equity Loans and Lines of Credit

U.S. Bank offers both home equity loans and lines of credit to eligible homeowners in 28 states, for up to...

What Documents Are Needed for a HELOC?

Applying for a HELOC means providing certain documentation to the lender, including information about your income, assets, and home.

Can I Refinance My HELOC With Another Bank?

Refinancing a HELOC can help you cut costs or avoid hefty monthly payments. You have several options to refinance this...

Best Banks Offering HELOCs

Not every bank offers home equity lines of credit to borrowers. If you’re considering opening a HELOC, this list shares...