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Can Student Loans Be Used for Rent?

College tuition is rising, but room and board are expensive, too—students who live on campus at a public four-year institution...

HELOCs Without Prepayment Penalties

Some HELOC lenders charge prepayment penalties between 1% and 5% of the total loan amount to discourage borrowers from repaying...

Washington HELOC Rates and Lenders

You might be searching for the best HELOC rates in Washington because you want to tap into your home’s equity...

HELOCs for Seniors: Should You Tap Into Home Equity for Retirement?

If you’re retiring with a paid-off or nearly paid-off home, you could be sitting on a decent pile of equity....

Student Loans for Freshmen

If you are starting college for the first time or are the parent of a new college student, you likely...

What Is the Start Date for Student Loan Repayment?

Knowing your student loan repayment start date is important because paying your bills on time positively contributes to your long-term...

Best Fixed-Rate Student Loans

Federal student loans have fixed interest rates, but private loans may be offered with fixed or variable rates. In almost...

Is It Illegal to Spend Student Loan Money Outside of School?

Student loans have strict guidelines regarding how the funds can be spent because they’re intended to support educational pursuits. Federal...

How Much Income Do I Need for a HELOC?

Lenders evaluate several financial measures when you apply for a home equity line of credit (HELOC). Although most lenders don’t...

Can You Have a Cosigner on a HELOC?

If you’re looking to get approved for a home equity line of credit (HELOC) but are worried your credit score...