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Are Student Loans Amortized?

If you’re using a student loan to pay for college, it’s often considered a term loan that’s fully repaid in...

How to Know When Student Loan Debt Is Too Much

Student loans make higher education accessible to thousands of students. Still, you should approach student loans with the same prudence...

How to Pay Off $80,000 in Student Loans: 6 Steps, Plus Timeline Examples

If you’re paying down an $80,000 student loan balance, you’re not alone. In fact, according to the U.S. Department of...

How to Defer Student Loans When Going Back to School

Going back to school after a pause is one of the best ways to increase your long-term earning potential. There’s...

Ohio HELOC Rates and Lenders

The Buckeye State is known for Cincinnati chili, the Rock and Roll Hall of Fame, and its manufacturing industry. But...

Prequalification or Preapproval for Student Loans: What’s the Difference?

Prequalification gives you a quick, no-strings estimate of how much you can borrow and what rate you might get—no credit...

When to Apply for Student Loans

Knowing when to apply for student loans is integral to the financial aid process. Most educational institutions have specific deadlines...

When Do Student Loans Start Accruing Interest?

College is an investment in your future, and if you use loans to pay for the cost, it’s important to...

Forbearance vs. Deferment for Student Loans: How They Compare and Which One to Choose

Struggling to make student loan payments? You may have options like forbearance or deferment. Both let you temporarily pause payments,...

10 Ways to Pay for College With No Money

A college degree can fast-track you to a job with a higher salary, but like most things in life, you...