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Income-Driven Repayment Plans Guide

If you're struggling with your current student loan payment, switching to an income-driven repayment plan may help ease the burden...

What to Know About Income-Based Repayment (IBR) for Student Loans [January 2025]

IBR (income-based repayment) is one of four income-driven repayment plans available for federal student loans. It caps a borrower’s monthly...

PAYE vs. REPAYE: Which Student Loan Repayment Plan is Better?

Both PAYE and REPAYE cap your payments at 10% of your monthly discretionary income. The main difference is that you...

Can You Refinance Student Loans Before You Graduate?

You may be able to refinance your student loans while you're still enrolled in school, or even if you never...

Important FAFSA Deadlines for Financial Aid

The deadline to submit the Free Application for Federal Student Aid, or FAFSA, for the 2022 to 2023 school year...

Federal Direct Stafford Loans

A Stafford Loan is a student loan made available by the federal government. These federal student loans can be one...

2025 Review: American Education Services (AES) Private and Federal Student Loan Servicer

AES is one of the nation’s largest student loan servicers, serving over four million student loan accounts. Though it’s assumed...

The Best Graduate Student Loans in 2025: How to Choose Federal and Private Options

Graduate student loans are offered by the federal government and private lenders. Compare the best options from both, below.

How to Lower Student Loan Payments

Federal and private student loan debt can last many years. Here’s a look at how to lower your student loan...

FedLoan Servicing Review: How They Manage Student Debt

If you have federal student loans through the U.S. Department of Education, FedLoan may be assigned to service your loans....