Guardian Life offers whole, universal, and term life insurance options to consumers, but online quotes are available for term insurance only. If you want to apply, you must submit your application through a Guardian licensed agent.

Our research, news, ratings, and assessments are scrutinized using strict editorial integrity. Our editorial staff does not receive direction from advertisers on our website or our Partnerships Team. Our company may receive compensation from partners seen on our website. Here's how we make money.