Mortgages
See our picks for the best mortgages, learn more about the different types of mortgages, and see our favorite resources to help you in your journey.
Featured post
See our editorial team’s picks for the best mortgage lenders.
Types of mortgages
Many types of mortgages with unique terms and benefits are available today. Ensure you know how they work to determine the best solution for you.
- Best Online Mortgage Lenders
- Best FHA Lenders
- Best VA Lenders
- Best Jumbo Lenders
- Best Reverse Mortgage Lenders
- Best Mortgage Refinance Companies
- Best Cash-Out Refinance Companies
Mortgage reviews
In-depth reviews can help you find a lender that meets your needs. Consider the types of loans the lender offers and estimated costs.
Mortgage rates
Regardless of what type of mortgage you’re looking for, consider the interest rate you’ll pay. It determines what interest will cost over the life of the loan.
Tools & resources
Calculators and comprehensive guides can help you better understand the housing market and the costs of a mortgage.
- How Much House Can I Afford?
- First-Time Home Buyer Programs
- Mortgage Calculator
- Mortgage Refinance Calculator
All mortgage articles
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Mortgage Terms Glossary: 75 Words Every Borrower Should Know
Applying for a mortgage can feel overwhelming if you’re a first-time homebuyer. This compact, alphabetized glossary will help make sure you understand key mortgage terms as you research lenders and…
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Debt-to-Income Ratio (DTI) for Mortgages: What You Need to Know
Your debt-to-income ratio (DTI) is one of the most important numbers lenders look at when deciding whether to approve your mortgage. This percentage compares your monthly debt payments to your…
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![How to Get the Best Mortgage Rate [January 2025 Guide]](https://lendedu.com/wp-content/uploads/2024/12/How-to-Get-the-Best-Mortgage-Rate-January-2025-Guide.jpg?w=640)
How to Get the Best Mortgage Rate in 2026: 10 Strategies
Mortgage rates are finally falling after years of increases, making early 2026 a promising time to lock in a lower rate. But getting the best loan isn’t just about timing—it’s…
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When Does a Late Mortgage Payment Get Reported?
Even one late mortgage payment can drop your credit score by 50 points or more. Once it’s 30 days past due, a payment is usually reported as “late” to the…
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What Happens to a Reverse Mortgage If You Enter a Nursing Home?
Many seniors use reverse mortgages to get extra money for retirement and living expenses. You usually repay the loan when you die, move out, or fail to keep up with…
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7 Reverse Mortgage Scams to Watch Out For
When considering a reverse mortgage, it’s essential to understand how to protect yourself from potential scams. This guide will help you spot common red flags, including high-pressure tactics and unsolicited…
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Can You Refinance a Reverse Mortgage? How It Works, Pros and Cons, and When It’s a Good Move
Refinancing a reverse mortgage is possible to access more equity, secure a lower interest rate, or add a spouse to the loan. With rising home values, it may be a…
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What Happens If You Inherit a House With a Reverse Mortgage?
If you inherit a house with a reverse mortgage, you have four main options: pay off the balance to keep the home, sell the property, use inherited assets to settle…
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What Happens to a Reverse Mortgage If You Die?
A reverse mortgage is a loan allowing homeowners 62 years and beyond to convert part of their home equity into cash without having to sell their homes or make monthly…
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Reverse Annuity Mortgages
If you’re house-rich but cash-poor in retirement, you may have been tempted by reverse mortgage ads promising to turn home equity into income. A reverse annuity mortgage is a specialized loan…