Mortgages
See our picks for the best mortgages, learn more about the different types of mortgages, and see our favorite resources to help you in your journey.
Featured post
See our editorial team’s picks for the best mortgage lenders.
Types of mortgages
Many types of mortgages with unique terms and benefits are available today. Ensure you know how they work to determine the best solution for you.
- Best Online Mortgage Lenders
- Best FHA Lenders
- Best VA Lenders
- Best Jumbo Lenders
- Best Reverse Mortgage Lenders
- Best Mortgage Refinance Companies
- Best Cash-Out Refinance Companies
Mortgage reviews
In-depth reviews can help you find a lender that meets your needs. Consider the types of loans the lender offers and estimated costs.
Mortgage rates
Regardless of what type of mortgage you’re looking for, consider the interest rate you’ll pay. It determines what interest will cost over the life of the loan.
Tools & resources
Calculators and comprehensive guides can help you better understand the housing market and the costs of a mortgage.
- How Much House Can I Afford?
- First-Time Home Buyer Programs
- Mortgage Calculator
- Mortgage Refinance Calculator
All mortgage articles
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5 Best Cash-Out Refinance Companies
A cash-out refinance happens when you take out a new mortgage for an amount greater than what you currently owe on your existing mortgage and the difference is provided to…
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15- vs. 30-Year Mortgage: Which Is Right for You?
A 15-year-mortgage has higher monthly payments but lower total costs. The 30-year mortgage is the reverse, and it's usually easier to qualify for.
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First-Time Home Buyer Programs
Buying a home can feel out of reach for many, but with these state and federal first-time home buyer programs, it doesn’t have to. If you’re considering buying a house,…
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SoFi Mortgages 2026 Review: Why It’s LendEDU’s Highest-Rated Mortgage Lender
You can get a mortgage loan from SoFi even with income from non-traditional sources and with a low down payment. However, if you're looking for an FHA, VA or other…
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Best Jumbo Mortgage Lenders
A jumbo loan is a large mortgage loan for a home that costs more than the conforming loan limit. The limit at which a mortgage loan becomes a jumbo loan…
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Best VA Lenders: 0% Down Payments for Veterans
If you qualify for the VA loan assistance program, you can get a mortgage with no money down from a private lender backed by the U.S. Department of Veterans Affairs.…
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Best FHA Lenders: Get Help Buying Your First Home
FHA lenders will provide mortgage loans to first-time buyers, even if they have average credit scores and low down payments. Our picks for the best FHA lenders include Rocket Mortgage,…
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Why Aren’t Millennials Becoming Homeowners? Some Cite a Lack of Knowledge or Savings, Others Point to Student Debt
In part two of a study about millennials, mortgages, and homeownership, LendEDU found some revealing trends about why many millennials aren't homeowners yet.
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FHA Loan: Get Help Buying Your First Home
An FHA Loan is a loan that is guaranteed by the Federal Housing Administration. There are many FHA-approved lenders, and you can qualify with a down payment as low as…
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Millennials & Mortgages: Generation is Struggling With Down Payments, Sometimes Getting Help From Parents
Part one of LendEDU's two-part millennial & mortgages study examined trends amongst current millennial homeowners, and found that this generation often pays for PMI, in addition to leaving little wiggle…