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Home Equity

Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.

Ways to access the equity in your home

If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.

Home equity reviews

Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.

Other home equity resources

Latest on home equity:

Can You Get a Home Equity Loan With Bad Credit? A Complete Guide

Your home can be a great source of equity if you need to borrow money,...

5 Ways to Refinance a HELOC

Refinancing a HELOC can help you achieve more manageable payments, lower your interest rate, or access more cash for additional expenses. This guide...

How Interest-Only HELOCs Really Work

Interest-only HELOCs can be a good way to tap your home equity, but they do have disadvantages. Should you use one for your...

Chase Home Equity Loan Review

Chase is a well-respected bank that offers a HELOC product without an application fee. However, there is no Chase home equity loan, and...

Unison Equity Sharing Home Loan Review [2024]

Unison offers an equity sharing agreement that allows homeowners to exchange a share of their equity for a lump sum cash payment.

Rentback Home Equity Review

Rentback is an alternative way to tap into your home equity that doesn’t involve taking out a home equity loan. Instead, Rentback connects...

Bank of America Home Equity Line of Credit: 2025 Review

Those interested in Bank of America home loans should know that only HELOCs are available....

EquiFi Review: Shared Equity Option for California Homeowners

Equifi lets you tap into home equity without taking a reverse mortgage or home equity...

Second Mortgage vs. Home Equity Loan: What’s the Difference?

Home equity loans are usually second mortgages—meaning they're the second loan you take out against...

Should You Use a Home Equity Loan or Line of Credit to Pay Off Credit Card Debt?

Home equity loans and HELOCs can be smart ways to pay off credit cards and...