Timothy Moore, CFEI® Profile Photo

Timothy Moore, CFEI®

Timothy Moore is a Certified Financial Education Instructor (CFEI®) specializing in bank accounts, student loans, taxes, and insurance. His passion is helping readers navigate life on a tight budget.

About Timothy Moore, CFEI®

Current Role

Personal finance journalist

Expertise

  • Bank Accounts
  • Credit Cards
  • Taxes
  • Insurance
  • Personal Loans

Certifications & Degrees

  • CFEI®
  • Bachelor’s degree in professional writing and editing from Wright State University

Personal Finance Experience

Timothy has been writing about personal finance since 2017. He has contributed to major personal finance blogs, as well as written educational content for several banks and lending institutions.

Before becoming a full-time writer and Certified Financial Education Instructor, Timothy served as a managing editor at a marketing agency, where he oversaw automotive content, including stories about vehicle financing and insurance. He also spent four years building a content production team for the consulting arm of a market research firm, producing in-depth business-to-business content marketing materials and complex return on investment analyses for major tech brands.

While personal finance is his major passion, Timothy loves traveling (on a budget!) and has been featured in multiple travel publications. He currently serves as managing editor of print for a travel magazine.

Latest from Timothy Moore, CFEI®

How to Pay Yourself First and Save With the 80/20 Budget

Budgeting can be stressful, but it’s the best way to stay on top of bills,...

How Much Emergency Fund Should You Have Saved? Our Top Tips to Prepare for the Unexpected

Emergencies can happen to anyone—whether it’s a layoff, a sudden illness, or an unexpected expense...

8 Ways to Lower Your Monthly Student Loan Payment

The average monthly student loan payment is $536, according to recent data from the Education...

What Happens If You Don’t Pay a Cosigned Loan on Time? Consequences for Borrower and Cosigner

Cosigners can make a huge difference for borrowers with poor credit (or no credit at...

The Best Auto Loans for Bad Credit [Even Scores Below 580] in 2025

In most places across the U.S., having a car is essential. We need them to...

What Is the Best Student Loan Servicer? Our 2025 Analysis Based on Customer Complaints

According to recent data from the Education Data Initiative, nearly a third of undergraduate students...

3 of the Best Loans Using Your Car as Collateral in 2025—Plus 5 Alternatives to Consider

When you need cash in an emergency, you’re ready to pull any lever to stay...

How to Ask for More Financial Aid (Even Mid-Semester)

Without financial aid, most students couldn’t afford tuition, books, and everyday living expenses while going...

Cosigner Release: How to Remove Cosigner From Student Loan in 3 Steps

Many students rely on their parents to cosign student loans to pay for college. Even...

What Should You Do If FAFSA Doesn’t Cover Everything?

The cost of college continues to be a major topic of discussion. Most white-collar jobs...