About Taylor Milam-Samuel
Current Role
Personal finance writer
Expertise
- Student Loans
- Credit Cards
- Debt
- Budgeting
Degrees
- Bachelor's degree in English language arts from UCLA, master's degree in education from San Diego State University
Personal Finance Experience
Taylor's interest in personal finance began shortly after she graduated from college and was faced with the reality of her student loans. In an effort to create a better financial future for herself, she dove headfirst into the world of personal finance and started learning as much as possible.
What started as a personal passion has since grown into a career as a personal finance writer and educator.
Latest from Taylor Milam-Samuel
How to Find the Cheapest Personal Loan
Personal loans offer maximum flexibility, but borrowing money costs money. The interest rate, loan terms, and fees impact how much you pay for...
Should You Use Personal Loans for Rent?
Borrowers can use personal loans for nearly any expense, including rent. As rent prices continue to surge, you might consider a personal loan...
Best Joint Personal Loans
Personal loans are fixed-interest loans that offer consistent monthly payments and flexible spending. You can use the funds for almost any expense. When...
How to Get a $70,000 Personal Loan
Personal loans are installment loans that you make monthly payments toward throughout the loan term, usually between 24 and 60 months. Personal loans...
10 Must-Know Pros and Cons of Refinancing Student Loans
Refinancing student loans can be a solid solution for some borrowers. If you refinance, you...
529 Plan vs. Savings Account
It’s never too early to start saving for college. Whether you’re a new or seasoned parent or a loving grandparent, planning for the...
Maximum 529 Plan Contribution Limits by State
A 529 plan is an account that allows you to save for college expenses while minimizing your tax burden. Parents or grandparents often...
Can International Students Refinance Their Student Loans? Yes—With These 5 Lenders
If you’re an international college graduate in 2025, you’ve already been through plenty, from navigating...
How to Get a Loan in an Emergency
Emergency personal loans can help cover unexpected expenses, including medical bills, house repairs, urgent veterinary care, or losing a portion of income. Unforeseen...
4 Main Tax Debt Forgiveness Programs You Need to Know if You Owe
Tax debt is what you owe the IRS if you don’t pay in full when...