Megan Hanna Profile Photo

Megan Hanna

Dr. Megan Hanna is a finance writer with more than 20 years of experience in finance, accounting, and banking. She spent 13 years in commercial banking in roles of increasing responsibility related to lending. She also teaches college classes about finance and accounting.

About Megan Hanna

Current Role

Finance writer and adjunct professor

Expertise

  • Personal Loans
  • Home Loans
  • Credit Cards
  • Banking
  • Business Loans

Degrees

  • MBA and doctorate in business administration from Grand Canyon University, bachelor's degree in business accounting from University of Phoenix, graduate-level certificate in banking from Pacific Coast Banking School

Personal Finance Experience

Megan spent much of her professional career in the banking industry in roles of increasing responsibility related to lending before transitioning to full-time writing and teaching.

As a commercial banker, she helped evaluate her client's business and personal financial conditions to help determine the types of loans that would best serve their needs. In addition, Megan spent nearly five years managing all of the lending policies for a large regional bank.

Besides her time spent in banking, Megan serves as a personal finance writer for major online publications, and teaches courses about accounting and finance at the college level. Megan is passionate about sharing knowledge with others, so she held a seminar about personal finance and banking for college students. She also helped teach children about money and personal finance in a volunteer capacity for various organizations. Her highest degree is a doctorate in business administration with an emphasis in data analytics from Grand Canyon University.

Latest from Megan Hanna

How Earned Wage Access Works

Earned wage access (EWA) allows employees to access a portion of their wages before payday, giving them flexibility to cover expenses without waiting....

What Is Capitalized Interest on Student Loans?

Capitalized interest occurs when unpaid interest is added to the principal balance of your student...

How to Make a 401(k) Hardship Withdrawal

A 401(k) hardship withdrawal allows you to take money from your retirement savings early if you face a severe financial need. However, withdrawing...

When to Refinance Your Student Loans

When refinancing your student loans, you want to ensure you get the best deal possible without losing valuable benefits. Timing is everything; making...

When Do Student Loans Get Reported to Credit Bureaus?

Student loans are reported to credit bureaus from the moment they are disbursed and continue...

How to Roll Over a 403(b) Into a Gold IRA

A gold IRA is an individual retirement account that allows you to invest in certain types of precious metal coins and bullion. Some...

What Is a Sale-Leaseback Transaction in Real Estate?

A sale-leaseback transaction can be a strategic financial move for businesses looking to unlock the...

Student Loan Interest Rates by Year

If you’re a student or parent researching how student loan interest rates have changed, you’re likely preparing to take out a loan or...

How Dropping Out of School Affects Student Loans

Dropping out of school can be stressful, especially if you have student loans. Knowing what...

Are Student Loans Amortized?

If you’re using a student loan to pay for college, it’s often considered a term loan that’s fully repaid in equal payments over...