Lindsay VanSomeren Profile Photo

Lindsay VanSomeren

Lindsay VanSomeren is a personal finance writer living in Suquamish, Washington. She's passionate about helping people learn how to manage their money better so that they can live the life they want. In her spare time, she enjoys outdoor adventures, reading, and learning new languages and hobbies.

About Lindsay VanSomeren

Current Role

Personal finance writer


  • Mortgages
  • Personal Loans
  • Student Loans
  • Auto Loans
  • Banking
  • Budgeting
  • Debt
  • Insurance
  • Credit Cards
  • Credit


  • Bachelor's and master's degree in wildlife biology and conservation from the University of Alaska Fairbanks

Personal Finance Experience

Lindsay doesn't come from a traditional personal finance background, having originally trained to be a wildlife biologist in Alaska. She changed course after being driven nearly to bankruptcy from a combination of poor money management skills, a low income, and buying a home that turned out to be a lemon.

Happily, she's turned her financial life around and recently purchased a new home (the right way) in the beautiful Pacific Northwest. Today she dedicates her time to helping other people learn how to manage their money better, too, whether that's through explainers, guides, company reviews, and more. Her work appears widely around the internet, and she's written more than a thousand personal finance articles for over 60 different websites.

Latest from Lindsay VanSomeren

Upstart vs. LendingClub Personal Loans

Upstart and LendingClub are two popular lenders that offer personal loans for various uses, such as consolidating debt, paying for home renovations, or...

How Does a HELOC Work?

Home equity lines of credit—or HELOCs, as they’re more commonly known—are one of the most popular tools that homeowners use to borrow against...

Best HELOC Rates in Virginia

A home equity line of credit (HELOC) offers peace of mind and flexibility to borrow money when you need it. Most HELOCs even...

What to Do If You’re Denied a Student Loan With a Cosigner

Most experts recommend using private student loans as a last-resort option to pay for college...

Personal Loans for Investments

It’s often best to avoid personal loans for investing because the risks are high, and it makes little financial sense. But can it...

Can You Refinance Your Auto Loan?

You can refinance your auto loan if you meet a lender’s requirements. Whether you should is another matter that depends on your goals...

What Is the Appraisal Process for Home Equity Loans and Lines of Credit?

The HELOC and home equity loan appraisal process can look different today thanks to the...

How to Increase Your Credit Limit

In some cases, requesting a larger credit limit can help you make larger purchases and increase your credit score. Plus, it’s often easy...

How to Rehabilitate Student Loans

Unpaid student loans can haunt you forever. We’ll help you learn how to rehabilitate student loans so you can find a way out.

Student Loans for Physical Therapy School

DPT degrees aren’t cheap, but you can use federal and private student loans to help turn your dreams into reality.