Jamie Johnson

Jamie Johnson writes about a variety of personal finance topics including student loans, credit scores, banking, investing, and personal loans.

Articles by Jamie Johnson:

20
Jun
USAA Student Loans Alternatives

USAA’s student loan program was canceled in 2016, but borrowers can continue to repay their loans or refinance through another lender. If you need to take out additional private loans, there are many USAA alternatives you can consider.

Posted in: Student Loans,
Tags: student loan review,
30
May
Income-Based Repayment (IBR) for Student Loans

IBR (income-based repayment) is one of four income-driven repayment plans available for federal student loans. It caps a borrower’s monthly payments at a percentage of their discretionary income.

Posted in: Student Loans,
24
May
Prodigy Finance Review: Loans and Refinancing for International Post-Grad Students

Prodigy offers student loans and refinancing options to international postgraduate students. They are a good option for borrowers with no U.S. credit history, though you may end up paying more in fees and interest.

Posted in: Student Loans,
20
May
Federal Direct Loans: Find Out How They Work

For most people, it’s difficult to attend college without taking out student loans. And if you want to receive flexible, low-interest student loans the Direct Loan Program is your best bet. The Direct Loan Program offers government-funded student loans to undergraduate students, graduate students, and parents of college students. This student aid helps students cover [&h

Posted in: Student Loans,
17
May
Interest Rate vs APR: What’s the Difference?

The interest rate on a credit card is how much money you paid on the total balance for that year. The APR calculates all the costs associated with that card, including interest.

Posted in: Credit Cards, Personal Loans,
08
May
Summer Financial Aid: How to Get Student Loans for Summer Classes

Taking summer classes can help you get ahead on your college education but paying for them isn’t always as straightforward as it is for the fall and spring semesters. In addition to federal student loans, you might consider federal grants, scholarships, a part-time job, or private student loans.

Posted in: Student Loans,
08
May
Best Credit Cards for Wedding Expenses

Paying for a wedding can be expensive, but there are a number of financial products that can help you cover your wedding expenses. Just be sure not to take on too much high-interest debt before the big day.

Posted in: Credit Cards,
30
Apr
The Average Cost of a Vacation

Americans tend to put a high priority on vacations, with roughly half planning to take a summer vacation this year. However, with average vacation costs of $2,000 per person, you’ll want to examine your budget to identify potential savings opportunities and limit any unnecessary vacation expenses.

Posted in: Personal Finance,
26
Apr
Relocation Loans: Find Money to Help with Moving Expenses

A relocation loan could be a good option for you if you need money to help with moving expenses. As always, be sure to compare loan offers and interest rates before choosing a moving loan.

Posted in: Personal Loans,
19
Apr
Wells Fargo Personal Loan Review

Wells Fargo personal loans can have some benefits for borrowers including relatively fast approvals and rate reductions for existing customers. However, the company does have a reputation of not being transparent with its clients, and it has faced recent scandals.

Posted in: Personal Loans,
Tags: loan review,