Dave Rathmanner

Dave Rathmanner, a graduate of the University of Delaware, regularly plans and writes content about student loans, personal loans, credit cards, small business loans, mortgages, and a variety of other financial products. Dave’s work has been featured in the Chicago Tribune, Bloomberg, Forbes, CNBC, U.S. News, International Business Times, Consumer Reports, VICE, Yahoo Finance, NPR, and more.

Articles by Dave Rathmanner:

07
Jun
Deserve EDU Credit Card Review

Card Details Overview Cardmembers earn 1% cash-back on all purchases Available to international students without a social security number No foreign transaction or annual fees One year of Amazon Prime Student after spending $500 in the first three months following account opening Cell phone insurance for up to $600 Travel assistance, roadside assistance, and price [&hellip

Posted in: Credit Cards,
29
May
Should You Transfer Student Loan Debt to a Balance Transfer Credit Card?

Transferring your student loan debt to a 0% balance transfer credit may make sense if you can pay it off in the intro period. If you can't, however, avoid this strategy.

Posted in: Student Loans,
29
May
How Long Does the FAFSA Take to Complete & Process?

The FAFSA takes around 1 hour to complete if you do it online or 3 hours if you do it by paper. It takes around 3 to 5 days to receive the results if you include an email or 7 to 10 days if you only included a physical address.

Posted in: FAFSA (2), Financial Aid,
29
May
How to Add More Than 10 Schools to the FAFSA

If you want to send your FAFSA information to more than 10 schools, you will need to wait until you receive your Student Aid Report and then have it sent to them by going online, calling, or sending paper mail to the Federal Student Aid Program.

Posted in: FAFSA, Financial Aid,
29
May
How Much Money Does the FAFSA Give You?

The amount of financial aid you may receive from the FAFSA is highly dependent on you and your parents' financial situation. Grants, work-study programs, and student loan amounts all vary based on the school you are attending and the information you submit in the FAFSA.

Posted in: FAFSA, Financial Aid,
29
May
How to File the FAFSA When You Don’t Live With Your Parents

If you don't live with your parents, you may be considered an independent student in terms of the FAFSA. This will likely increase the amount of aid that you're eligible for.

Posted in: FAFSA (2), Financial Aid, Student Loans,
29
May
What is Considered Legal Residence on the FAFSA?

Your legal residence for the FAFSA typically is where your parents or legal guardians live. There are, however, often situations where the answer isn't so clear such as when your parents live in different locations.

Posted in: FAFSA (2), Financial Aid,
09
May
Raise Student Loans Review

Raise offers a private student loan option for borrowers with good credit or who have a creditworthy cosigner. Its interest rates are slightly higher than some other student loan lenders, so you might consider shopping around to make sure you're getting the lowest rate. If you do borrow from Raise, you won't have the option to defer payments while in school.

Posted in: Private Student Loans, Student Loans,
11
Apr
An Introduction to Money Management

When you were younger, you likely thought that your parents had the magical ability to get anything they wanted by swiping a card or handing over a few bills. But then one day, they explained why they couldn’t buy you a Barbie or toy truck every time they went to the store and you realized […]

Posted in: Personal Finance, Resources,
15
Feb
Delaware Student Loans, Scholarships, and Grants

From student loans to different scholarships and grants, there are ways for students in Delaware to pay for their education — regardless of their age, educational goals, or fields of study.

Posted in: Private Student Loans, Student Loans,