Dave Rathmanner

As the VP of Content at LendEDU, Dave regularly plans and writes content to help consumers with their personal finances. Dave’s work has been featured in the Chicago Tribune, Bloomberg, CNBC, US News, Yahoo Finance, NPR, and more.

Articles by Dave Rathmanner:

03
Jul
Refinance Parent PLUS Loans

There a few lenders who allow qualified borrowers to refinance Parent PLUS Loans to help you save on interest costs. In addition, many of these lenders will also allow you to transfer the loan to your child if you wish.

Posted in: Student Loans,
01
Jul
Current Student Loan Interest Rates

See current student loan interest rates for federal student loans, private student loans, and student loan refinancing.

Posted in: Student Loans,
06
Jun
Student Loan Calculators

When dealing with student loans, it is crucial to figure out the best way to pay them off and save money—especially considering that the average borrower has nearly $30,000 in debt at graduation, according to our student debt statistics. While you could calculate this by hand, it makes much more sense to utilize technology to save […]

Posted in: Student Loans,
06
Jun
9 Credit Unions That Don’t Use ChexSystems

ChexSystems is a financial database used by some, but not all, banks and credit unions to determine if a potential customer presents too much risk. It is regulated by the Fair Credit Reporting System. If a person has a history of certain issues—such as overdrafts or bouncing checks—or if an account was closed for a […]

Posted in: Banking,
05
Jun
College Ave Student Loans Review

College Ave Student Loans offers both private student loans and student loan refinancing. The lender has a wide variety of loan options and offers competitive rates and benefits.

Posted in: Student Loans,
Tags: loan review, ptype_review,
31
May
Pell Grants: Amounts, Limits, & Eligibility

Pell Grants are need-based grants issued to students who demonstrate financial need to help pay for college. The annual maximum amount for the 2019-20 school year is $6,195 and students may only receive Pell Grants for 12 semesters.

Posted in: Financial Aid,
29
May
Should You Transfer Student Loan Debt to a Balance Transfer Credit Card?

Transferring your student loan debt to a 0% balance transfer credit may make sense if you can pay it off in the intro period. If you can't, however, avoid this strategy.

Posted in: Credit Cards, Student Loans,
29
May
How to Pay for Room and Board in College

If you need additional money to pay for room and board, you can look into applying for more financial aid, housing assistance grants and scholarships, or take out a student loan.

Posted in: Financial Aid, Scholarships, Student Loans,
29
May
How Long Does the FAFSA Take to Complete & Process?

The FAFSA takes around 1 hour to complete if you do it online or 3 hours if you do it by paper. It takes around 3 to 5 days to receive the results if you include an email or 7 to 10 days if you only included a physical address.

Posted in: Financial Aid,
29
May
How to Add More Than 10 Schools to the FAFSA

If you want to send your FAFSA information to more than 10 schools, you will need to wait until your receive your Student Aid Report and then have it sent to them by going online, calling, or sending paper mail to the Federal Student Aid Program.

Posted in: Financial Aid,