Articles by Dave Rathmanner:
There a few lenders who allow qualified borrowers to refinance Parent PLUS Loans to help you save on interest costs. In addition, many of these lenders will also allow you to transfer the loan to your child if you wish.
Pell Grants are need-based grants issued to students who demonstrate financial need to help pay for college. The annual maximum amount for the 2019-20 school year is $6,195 and students may only receive Pell Grants for 12 semesters.
When dealing with student loans, it is crucial to figure out the best way to pay them off and save money—especially considering that the average borrower has nearly $30,000 in debt at graduation, according to our student debt statistics. While you could calculate this by hand, it makes much more sense to utilize technology to save […]
ChexSystems is a financial database used by some, but not all, banks and credit unions to determine if a potential customer presents too much risk. It is regulated by the Fair Credit Reporting System. If a person has a history of certain issues—such as overdrafts or bouncing checks—or if an account was closed for a […]
Transferring your student loan debt to a 0% balance transfer credit may make sense if you can pay it off in the intro period. If you can't, however, avoid this strategy.
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