Dave Rathmanner

Dave Rathmanner

Dave Rathmanner, a graduate of the University of Delaware, regularly plans and writes content about student loans, personal loans, credit cards, small business loans, mortgages, and a variety of other financial products. Dave’s work has been featured in the Chicago Tribune, Bloomberg, Forbes, CNBC, U.S. News, International Business Times, Consumer Reports, VICE, Yahoo Finance, NPR, and more.

Articles by Dave Rathmanner:

22
Jan
Student Loan Deferment & Forbearance Calculator

Curious how a student loan deferment or forbearance would affect your finances? Check out our calculator below.

Posted in: Student Loans,
20
Jan
Safest Cities & States to Buy a Home in the U.S.

We analyzed the FBI's crime database to find the safest and most dangerous cities, states, and regions of the United States.

Posted in: Mortgages, Reports,
06
Jan
Which Credit Card is Promoted in the Samuel L. Jackson Commercial?

You may have seen the commercials with iconic actor Samuel L. Jackson promoting a credit card in a variety of situations. Like Jennifer Garner in similar commercials, he remains calm and unruffled as he describes the no-frills card with a straightforward cash back rewards program. The most recent commercial features Samuel L. Jackson walking through a […]

Posted in: Credit Cards,
30
Dec
6 Credit Unions That Don’t Use ChexSystems

ChexSystems is a financial database used by some credit unions to determine if a potential customer presents too much risk. It is regulated by the Fair Credit Reporting System. If a person has a history of certain issues—such as overdrafts or bouncing checks—he or she might be reported to ChexSystems. This information can stay on […]

Posted in: Personal Finance,
09
Dec
Cities with the Most & Least Affordable Homes in the U.S. for 2020

A look at which areas of the United States have the highest and lowest proportion of affordable homes.

Posted in: Mortgages, Reports,
04
Oct
Student Loan Calculators

In most cases, you won't find one student loan calculator that can answer all your questions. That's why we created seven student loan calculators that each have one purpose.

Posted in: Data, Statistics, and Calculators, Student Loans,
27
Aug
Recession Fears Loom for Many Americans, 42% Plan to Reduce Spending

Key Takeaways: 42% of respondents are planning to spend less and save more due to recession fears 32% of respondents reported having no money in an emergency fund and 55% of respondents reported having $1,000 or less. The median amount was $712. 37% of respondents believe their finances are too weak to withstand a recession […]

Posted in: Personal Finance, Reports,
21
Jun
CornerStone Student Loans: Servicer Review

CornerStone is a well-established not-for-profit federal loan servicer that helps student loan borrowers in repayment. It has a wide variety of options for borrowers to help make repayment easier.

Posted in: Student Loans,
20
Jun
Subaru Financing Review & Alternatives to Consider

For many drivers, a Subaru is a safe automobile that promises outdoor adventure, all-wheel-drive perks, top-rated reviews, and a solid following of enthusiasts. Regardless of why you’re considering a Subaru, you likely have one thing in common with other drivers – you need financing. Buying a car is a big financial decision, and many potential […]

Posted in: Auto Loans, Reviews (3),
07
Jun
Deserve Pro Credit Card Review

Card Details Overview Cardmembers earn 1% cash-back on all purchases, as well as 3% cash-back on travel and entertainment, and 2% cash-back on restaurant purchases Applicants have access to up to a $10,000 credit limit so long as they have established a credit history Available to L1, O1, and H1B visa holders No foreign transaction […]

Posted in: Credit Cards,