About Christy Rakoczy
Current Role
Personal finance writer
Expertise
- Student Loans
- Mortgages
- Insurance
Achievements
- CALI Excellence For The Future Award Winner
Degrees
- Bachelor's degree and certificate of business management from the University of Rochester, Juris Doctor from UCLA School of Law
Personal Finance Experience
Christy began her writing career in 2008 producing informational websites for attorneys after working for several years as a college instructor.
She soon transitioned into the field of personal finance, putting her law degree and business certification to use helping people better manage their money. Christy writes about all aspects of financial management, from learning how to budget to managing student loans.
Latest from Christy Rakoczy
Your Complete Guide to Student Loan Servicers
Student loan servicers collect payments, provide customer service, and otherwise manage the administration of student debt. You're assigned a private loan servicer for...
HSBC Personal Loan Review
HSBC offers personal loans to be repaid over two to five years. The bank offers a wide range of funding amounts, with extra...
What Is a Bridge Loan & How Does It Work?
Bridge loans are commonly used to buy a new home while waiting for a home...
Private Mortgage Insurance: What Is PMI & How Much Does It Cost?
If you make a down payment of less than 20%, most mortgage lenders will require...
Mohela Federal Student Loan Servicer: Features, Discounts, and Our Recommendations
If you have federal student loans, you may be assigned Mohela as your student loan...
15- vs. 30-Year Mortgage: Which Is Right for You?
A 15-year-mortgage has higher monthly payments but lower total costs. The 30-year mortgage is the...
FHA Loan: Get Help Buying Your First Home
An FHA Loan is a loan that is guaranteed by the Federal Housing Administration. There are many FHA-approved lenders, and you can qualify...
Breast Augmentation Cost & Financing Options
Breast augmentation isn’t typically covered by insurance. Surgeons fees average $3,824, but there are also...
Root Canal Cost & Financing Options
The price of a root canal varies depending on your location and the condition of the tooth. But you could spend as much...
Sallie Mae Personal Loans Review
Sallie Mae is one of the nation’s largest student loan lenders, but it also provides personal loans. You need an invitation to get...