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What Is the Highest Legal Interest Rate on a Personal Loan?

Before you take out a personal loan, you should understand its interest rate. After all, the rate you receive will...

What Are 401(k) Loans, and Should You Get One?

A 401(k) plan allows you to save for retirement on a tax-advantaged basis, with contributions that come straight out of...

Why You Need a Personal Loan Agreement Between Family Members or Friends

Borrowing money from family or friends can be a terrific alternative to traditional loans, offering lower rates and more flexible...

Easiest Personal Loans to Get in 2025

If you need cash and don’t have a great credit score, you might be tempted to turn to payday loans...

Personal Loans vs. Payday Loans

Personal loans and payday loans can be useful when money is tight. They can help when an unexpected expense arises...

Personal Loan vs. Credit Card

In a perfect world, you’d have the cash to cover any expenses that come your way.  But because this isn’t...

How to Get a $5,000 Personal Loan

If you need $5,000 to finance a home repair, pay medical bills, consolidate debt, or cover another personal expense, a...

How to Get a $1,000 Personal Loan: Top Lenders and Rates in 2025, and Alternatives to Consider

A $1,000 personal loan can help cover unexpected expenses, consolidate debt, or manage short-term financial needs. Many lenders offer loans...

How to Get a $50,000 Personal Loan: 5 Best Lenders to Try

The 2022 J.D. Power U.S. Consumer Lending Satisfaction Study called personal loans a “financial lifeline,” especially for those who are...

Reverse Mortgage Fees

A reverse mortgage is a unique lending tool that allows borrowers over 62 to borrow money from their home’s equity...