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Best Fixed-Rate Student Loans
Federal student loans have fixed interest rates, but private loans may be offered with fixed or variable rates. In almost...
Is It Illegal to Spend Student Loan Money Outside of School?
Student loans have strict guidelines regarding how the funds can be spent because they’re intended to support educational pursuits. Federal...
How Much Income Do I Need for a HELOC?
Lenders evaluate several financial measures when you apply for a home equity line of credit (HELOC). Although most lenders don’t...
Can You Have a Cosigner on a HELOC?
If you’re looking to get approved for a home equity line of credit (HELOC) but are worried your credit score...
What Is a Home Equity Agreement (HEA) and How Does It Work?
If you’re a homeowner, you may have several options to access some of the equity you have in your house....
HELOC vs. Credit Card: How They Work, Key Differences, and When to Use Each
You need to borrow, but you’re torn between using a HELOC or a 0% interest credit card to cover planned...
What Is the Best Way to Pay Off a HELOC?
A home equity line of credit, or HELOC, is a flexible tool that allows you to borrow against your home’s...
CELOCs Explained: The Smart Way to Tap Commercial Property Equity
A commercial equity line of credit (CELOC) allows business owners and property investors to tap into the equity of their...
HELOCs for Co-ops: How They Work and Your Best Options
Getting a HELOC as a co-op owner may seem challenging, but it’s entirely possible with the right approach. By borrowing...
Best HELOCs for Home Repairs With Fast Funding in 2025
Nothing is as stressful as an unexpected home repair. Whether it’s a broken HVAC system, flooded basement, or mold remediation,...