Blog

How to Complete Student Loan Recertification and Why It’s Important

Recertifying your student loans keeps your payments affordable under an income-driven repayment (IDR) plan. By updating your income and family...

When Is the Best Time to Take Equity Out of Your Home? [2025 Edition]

Tapping into your home equity can be a powerful financial tool—whether you’re funding a home renovation, consolidating debt, or covering...

Gold IRA vs. Physical Gold: Which Is the Better Investment for You?

If you’re looking to diversify your portfolio, you may want to consider gold. This precious metal is a hedge against...

Debt Snowball Method 101: How to Become Debt-Free

The debt snowball method is a strategy for paying off debt by first focusing on the smallest balances. As you...

What Is Money Dysmorphia, and Do You Have It? All About the Latest TikTok Trend About Your Finances

Money dysmorphia is what happens when how you feel about your finances doesn’t match what’s actually true. You might panic...

Debt-to-Income Ratio (DTI) for HELOC: Top 5 FAQ Explained

What is DTI, and why does it matter for a HELOC? DTI, or debt-to-income ratio, is a financial metric that...

5 Ways Debt Relief Can Hurt Your Credit Score—and Why It May Be Worth It

If you feel like your debt is suffocating you, you might be asking: Does debt relief hurt your credit? And...

Is Debt Relief a Good Idea? Here’s When It Makes Sense

If you’re feeling overwhelmed by debt, debt relief can offer a lifeline. However, it’s important to understand how different options...

14 Pros and Cons of Debt Relief Programs

Debt relief companies can be polarizing. Some love them; some hate them. They have several distinct pros and cons, and...

What Is Nonprofit Debt Consolidation, and How Does It Work?

Nonprofit debt consolidation can simplify your finances by combining multiple payments into one and potentially lowering your interest rates, all...