Blog
How to Complete Student Loan Recertification and Why It’s Important
Recertifying your student loans keeps your payments affordable under an income-driven repayment (IDR) plan. By updating your income and family...
When Is the Best Time to Take Equity Out of Your Home? [2025 Edition]
Tapping into your home equity can be a powerful financial tool—whether you’re funding a home renovation, consolidating debt, or covering...
Gold IRA vs. Physical Gold: Which Is the Better Investment for You?
If you’re looking to diversify your portfolio, you may want to consider gold. This precious metal is a hedge against...
Debt Snowball Method 101: How to Become Debt-Free
The debt snowball method is a strategy for paying off debt by first focusing on the smallest balances. As you...
What Is Money Dysmorphia, and Do You Have It?
If you worry about money, you are not alone. Money dysmorphia describes people’s anxious feelings when they worry about their...
Debt-to-Income Ratio (DTI) for HELOC: Top 5 FAQ Explained
What is DTI, and why does it matter for a HELOC? DTI, or debt-to-income ratio, is a financial metric that...
5 Ways Debt Relief Does Hurt Your Credit Score—And Why It May Be Worth It
If you feel like your debt is suffocating you, you might be asking: Does debt relief hurt your credit? And...
Is Debt Relief a Good Idea?
No, debt relief isn’t a good idea for most people. Several other ways to handle debt are less risky, less...
14 Pros and Cons of Debt Relief Programs
Debt relief companies can be polarizing. Some love them, some hate them. That’s because they have some very distinct pros...
What Is Nonprofit Debt Consolidation, and How Does It Work?
Nonprofit debt consolidation can simplify your finances by combining multiple payments into one and potentially lowering your interest rates, all...