08
Nov
Where are the Best Places to Take Out a Personal Loan?

So, you’ve thought carefully about taking out a personal loan, including weighing the pros and cons of personal loans versus credits cards versus secured special-purpose loans. But now that you’ve decided to take out a personal loan, do you know where to look to find all your available options? Most people who think of personal […]

Posted in: Personal Loans,
Tags: personal loan,
03
Nov
What Can a Personal Loan Be Used For?

Personal loans are just that: personal. This means that when you take out a personal loan from a lender, the lender doesn’t get to tell you what to use your funds for. Many people take out personal loans to pay for short-term goals such as dream weddings or vacations, but most financial experts advise against […]

Posted in: Personal Loans,
Tags: personal loan,
01
Nov
Using a Home Equity Line of Credit Versus Using a Personal Loan for Small Home Improvements

If you have one or more small home improvement projects that need to be made, you might be considering the pros and cons of using either a Home Equity Line of Credit (typically referred to as a HELOC) or a personal loan. A HELOC and a personal loan are somewhat similar in that either loan […]

Posted in: Personal Loans,
Tags: HELOC, Home Improvements, personal loan,
25
Oct
Deciding Whether to Take Out a Personal Loan

Are you considering whether to take out a personal loan? There are several advantages that personal loans have over credit cards and other types of debt. For starters, a personal loan is given based on an individual’s creditworthiness, or credit score, and often no more than that. This means that self-employed individuals or students, those […]

Posted in: Personal Loans,
Tags: personal loan,