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Does a Home Equity Loan or HELOC Affect Your Mortgage?

Home equity loans and HELOCs are separate payments from your mortgage, but they still impact the total cost of your...

How Do HELOC Checks Work?

Many lenders allow you to access HELOC funds with HELOC checks, and you can use them for nearly any purpose.

How to Get a Home Equity Loan or HELOC for a Mobile or Manufactured Home

We explore HELOCs and home equity loans for manufactured homes, including eligibility requirements and how to find the best loan...

How Is HELOC Interest Calculated?

Interest on a HELOC works differently than interest on a mortgage or home equity loan. Here’s what to know.

Can You Apply for a Home Equity Loan or HELOC Without Your Spouse?

Your state might allow you to apply for a home equity loan or HELOC without your spouse. In some cases,...

Best Non-Owner-Occupied HELOCs

HELOCs for investment properties are available from certain lenders, but they can be tough to get. Here’s what to know...

Best Home Equity Loans and HELOCs if You’re Self-Employed

Home equity loans and home equity lines of credit can help you finance large expenses, but there are special considerations...

Best HELOC Introductory Rates

After hours of research, here are our picks for the five best HELOC introductory rates among many lenders.

Should You Use a HELOC as an Emergency Fund?

Your home is your biggest asset. A HELOC lets you unlock that equity to use as an on-demand emergency fund.

Home Equity Loan and HELOC Closing Process: What to Expect and How to Prepare

The closing process is the same for a HELOC and home equity loan: Sign paperwork, pay fees, wait, and get...