Blog
Is Unifin a Legit Debt Collector? How to Handle Calls and Texts
Getting a call from a company like Unifin out of the blue isn’t anyone’s idea of a good time. I...
9-min read Filo Mortgage: 2026 Review
Filo Mortgage offers affordable home loans and refinancing with no lender fees. It focuses on low rates, a fast, transparent...
9-min read 6 Real-World Strategies for Paying Off Your Mortgage Early
It may seem like an impossible dream, but many people pay off their mortgages early, enjoying decades of increased monthly...
9-min read Retail Investors Now Make up 20.1% of the Market (And Why That Matters)
If you’ve invested even a little this year, through your 401(k), a Roth IRA, or a handful of stocks in...
7-min read Second Home vs. Investment Property: What’s the Difference?
You own a home, and now you want to buy another one, which means applying for a mortgage. Your lender...
9-min read The Best Home Equity Loans and HELOCs With No Appraisal in 2026
When you need cash for home improvements, debt consolidation, or a financial emergency, a home equity line of credit (HELOC)...
9-min read What Are Mortgage Points? (And How They Differ from Mortgage Rate Buydowns)
Homebuyers may hear about paying points, temporary buydowns, and lender credits, but the differences can be confusing. Each tool affects...
13-min read How Much Does It Cost to Replace a Roof?
Your home’s roof is your frontline protection against the elements and one of the most expensive parts of your home...
9-min read How Much Does It Cost to Replace or Repair a Furnace?
When we built our home in northern Indiana in 2023, I paid $6,200 for a 95% AFUE gas furnace. It...
12-min read Mortgage Rate Lock: What Is It, and Should You Lock Your Rate Today?
A mortgage rate lock is basically your lender saying, “This is your interest rate, and we’ll hold it for you...
7-min read