Advice & News
According to an article from Reuters, credit card delinquency rates rose overall at the end of the month of August. Companies such as Capital One, Chase, Discover and other U.S. banks all reported a month-over-month increase.In the article, Reuters mentioned several rising delinquency rates. First, Capital One reported a rise of 0.16 percent from July, […]
The heyday for scooters and mopeds in the United States was in the early part of the decade when gas prices skyrocketed past four dollars per gallon, but even with lower gas prices, Americans have held on to their love for them as a commuting alternative or for just zipping around town while being environmentally […]
If you’re a space geek, then you might love the idea of banking with the NASA Federal Credit Union (FCU) which caters to employees of the National Aeronautics and Space Agency. As a non-profit, member-owned credit union, it offers full-banking services to its members who have access to more than 5,000 service centers and 30,000 […]
The 21st century has brought about too many transformative ideas to count. It feels like with each passing month a new technology comes out that pushes another century-old industry into obscurity.Just look at what Uber and Lyft did to the taxi industry, what smartphones did to landlines, or what Netflix is doing to the cable conglomerates. Advancements have […]
More than ever before, student loans are affecting people long after they graduate. According to recent data, the collective American student loan burden is over $1.4 trillion spread out over some 44 million borrowers. It is now higher than national credit card debt.Not surprisingly, people are increasingly struggling to repay growing student loan burdens. In […]
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The long history of gainful employment regulation in America by the Department of Education involving student loans and colleges would almost certainly fill an entire textbook. The regulation has gone through many iterations as the policy has been in a constantly evolving state of development since 2009.The initial version from 2012 was immediately disputed by […]
Pictured above is California State University, Fullerton, where the average borrower had $14,965 in student loan debt. According to LendEDU’s Student Loan Debt by School by State report for 2017, the average student loan borrower in California owes $22,488 in educational debt.California’s average debt per borrower figure is the 49th lowest in the entire United States. […]
When creating a budget, people must learn how to separate a want from a need. Lots of people get confused about this. They think they need something, but they merely want it.Once people learn how to separate wants from needs, they can create a successful budget. This can help them grow their savings accounts.Determining Wants […]
Students often take out multiple loans when funding college, and it’s common for them to have an assortment of private and federal loans. It is important to at least make the minimum monthly payments for all loans, but students who want to get out of debt quickly should put extra money toward one of the […]