Advice & News
As college graduates pad their resumes with entry-level positions that don’t pay much, those big student loan payments can be tough to manage. There are options, however, to lower student loan payments.
If you are using student loans to help cover the cost of your education, there are a few things you need to know about disbursement of loan funds.
Being a marijuana user could affect your ability to obtain life insurance and raise your costs for a policy. Different insurance companies have different policies when it comes to the impact of marijuana on life insurance coverage.
A history of depression can make buying life insurance more difficult and more expensive. However, you can still get covered—you just need to shop around for the right policy and be prepared to provide details on your medical history.
When you apply and are approved for a student loan, it might take a while to receive the funding. Just how long it will take really depends on the lender and also whether the loan is federal or private.
There are many options available for nurses who have outstanding educational loans, including student loan forgiveness. Many forgiveness programs are federal-based options, but most states have programs too.
It may be possible to buy life insurance after a diagnosis of heart disease, but it depends on the severity of your condition. If you are able to get a policy, you may be charged more for coverage because insurers consider you to be at higher risk.
A certificate of deposit, or CD, is an investment option that is considered low-risk. However, consumers looking for a higher rate of return or liquid investment may want to consider other options such as mutual funds.
After college, student loan debt can be a burden. According to recent studies, student loan borrowers experience financial pressure thanks in part to their debt obligations each month. With the average student loan payment being just over $300 per month, and balances exceeding tens of thousands of dollars per borrower, many are eager to pay off student loan&
Underwriting a student loan is a little different than other types of debt. With private loans, you still need to go through an approval process, but with federal loans there are less stringent requirements.
