Advice & News

15
Mar
PAYE vs. REPAYE: Which Student Loan Repayment Plan is Better?

Both PAYE and REPAYE cap your payments at 10% of your monthly discretionary income. The main difference is that you can still use REPAYE if your monthly payments would be higher than on the Standard 10-Year plan, but not with PAYE.

Posted in: Student Loans,
15
Mar
IVF Loans: Financing Options for Fertility Treatment

There are some lenders that specifically offer IVF loans, but you can also take out a general personal loan that allows you to use the loan amount for any purpose.

Posted in: Personal Loans,
15
Mar
Franchise Financing: Loans for Funding Your Business

Options for franchise financing include SBA loans, commercial bank loans, and loans from alternative lenders. Other options include getting a loan from friends or family or borrowing against property you own.

Posted in: Small Business Loans,
15
Mar
Blue Delta SkyMiles Credit Card Review

Unless you fly Delta Airlines on a regular basis or want an airline card that also offers bonus miles for restaurant spending, there's little to set this card apart from competitor offerings.​

Posted in: Credit Cards,
15
Mar
Wells Fargo Cash Back College Card Review

The Wells Fargo Cash Back College card is designed to help students built their credit. It's a rewards credit card with an introductory zero percent APR as well.

Posted in: Credit Cards,
15
Mar
USAA Rate Advantage Visa Platinum Credit Card Review

Card Summary Pros No annual fee or foreign transaction fees If you have good credit, you’ll get the lowest interest rate USAA offers Military personnel receive a 4% APR on their balance for up to 12 months when they are deployed or undergoing a permanent change of station Receive extended warranties on some U.S. store […]

Posted in: Credit Cards,
14
Mar
Vacation Loans: Is a Personal Loan a Good Idea?

A vacation loan can help you pay for a family trip for which you can’t afford to cover out of pocket. But before you go into debt for a vacation, it’s important to understand that you could end up paying more than you expect over the long run.

Posted in: Personal Loans,
14
Mar
How Do Personal Loans Work? A Guide for Beginners

Personal loans are installment loans with fixed repayment schedules. Loans can be used for almost anything, such as home improvement or debt consolidation. Different loan providers offer personal loans, including credit unions, banks, and online lenders.

Posted in: Personal Loans,
14
Mar
Moneyspire Review

Moneyspire is financial management software you can use on a Mac or PC to manage your money. The software helps you make a budget, forecast your account balances, monitor transactions, and see what you're spending.

Posted in: Personal Finance,
14
Mar
Origin Investments Review: Invest in Real Estate

Origin Investments uses technology and crowdfunding to acquire and improve multi-family properties in large metropolitan areas. This allows individual investors to access real estate deals that previously would have been out of reach for many people.

Posted in: Investing,