Advice & News

14
Sep
Guide to Paying for College for People With Disabilities

Getting a college degree is hard enough, but it presents a different set of challenges for people who have disabilities. If you have a disability, this guide can help you determine how to get financial aid, and access scholarships meant for people with disabilities.Applying for Federal Student AidTypes of Federal Student AidSupport for Students With

Posted in: Personal Finance, Student Loans,
13
Sep
How to Calculate Net Worth

Being fiscally responsible often means coming to terms with a variety of factors, both internal and external, that contribute to an individual’s total financial health. When analyzing finances, one will often look to specific numbers and calculations; adding up debt, looking at income, and checking in on their credit score from time to time. However, […]

Posted in: Personal Finance,
13
Sep
What Does “6 or 12 Months Same as Cash” Mean?

Advertisements announcing “6 or 12 months same as cash” are everywhere. It sounds like a great deal—you can get something at a great price with up to a free year of no interest. You often see these offers at furniture stores, kitchen appliance retailers, or even heating and air conditioning vendors. But is six months […]

Posted in: Personal Finance,
13
Sep
How to Transfer American Express Points to Delta

American Express credit cards have quite a few perks, and one of the best is the ability to earn reward points that can be used for travel. American Express (Amex) partners with Delta Airlines on one of their credit card product lines, and almost any purchase you make will earn a varying rate of points […]

Posted in: Credit Cards,
13
Sep
College Fees Can Change a Tuition Bill Drastically

Additional college expenses, such as library fees, can often catch parents and students completely surprised when budgeting. When potential students and their parents receive tuition statements and bills as they prepare to head off to college, one thing has changed from a generation or two ago – college fees. Students don’t only see items like tuition, room,

Posted in: National News, Student Loan News,
12
Sep
How Does Age Affect Car Insurance Costs?

In most states, car insurance is mandatory. Each state has different requirements for the level of car insurance required, but almost every driver in the U.S. needs some form of coverage.The cost of car insurance varies significantly since it’s based on a number of factors, such as location, the type of car you drive, and […]

Posted in: Insurance,
12
Sep
Does Homeowners Insurance Cover Theft?

Burglaries are more common than you might expect. About 3.7 million household burglaries occur on average each year, according to the U.S. Department of Justice.The loss from a break-in can cause thousands of dollars in damage, but your homeowners insurance might be able to protect you.The extent of your coverage depends on the type of […]

Posted in: Insurance,
11
Sep
Ameris Bank Small Business Loans & Financing Review

With a strong presence in the southeastern region of the U.S., Ameris Bank financed more than $1 billion business across the region last year.The Moultrie, Ga.,-based bank offers SBA loan financing and other small business funding options. Since its founding in 1971, Ameris Bank now has more than $11 billion in assets, owning 31 financial […]

Posted in: Small Business Loans,
11
Sep
What Percentage of Small Businesses Fail?

At a Glance:Owning a business comes with risks, and the chances any business will survive declines over time. In fact, most will eventually fail. Some businesses have better luck than others, but there are some common reasons why certain ones fail. Small businesses are vital to the economy, employing the majority of workers in the […]

Posted in: Small Business Loans,
11
Sep
Personal Guarantees on Small Business Loans

At a Glance:A lender might ask for a personal guarantee in order to approve a business loan. Before signing that personal guarantee, a business owner should know that it may allow the bank to go after one's real estate, cash, and other assets. Small business loans can help you take your business to the next […]

Posted in: Small Business Loans,