Advice & News

21
May
Pay As You Earn (PAYE) Student Loan Repayment Plan Guide

PAYE is an income-driven repayment plan that caps monthly student loan payments at 10% of the borrower's discretionary income and may result in loan forgiveness after 20 years of on-time payments.

Posted in: Student Loans,
21
May
Dirty Money: New Research Reveals the Filthiness of Our Cash, Cards, & Coins

Using a scientific device that tests for the amount of germs on a given surface, the team at LendEDU tested our debit & credit cards, cash, and coins to put some hard data behind just how dirty our money really is.

Posted in: Personal Finance, Reports,
20
May
Best Home Improvement Loans for 2019

If you’re looking for a home improvement loan, you have several options including personal loans, home equity loans, and other financing choices.

Posted in: Personal Loans,
20
May
Federal Direct Loans: Find Out How They Work

For most people, it’s difficult to attend college without taking out student loans. And if you want to receive flexible, low-interest student loans the Direct Loan Program is your best bet. The Direct Loan Program offers government-funded student loans to undergraduate students, graduate students, and parents of college students. This student aid helps students cover [&h

Posted in: Student Loans,
20
May
Is Life Insurance Worth It?

Life insurance is a tool that can help offset the risk of financial hardship for your loved ones after you pass away. However, if you have no outstanding debts or dependents, life insurance likely isn’t worth the cost.

Posted in: Insurance,
17
May
American Express Gold Card Review

The Amex Gold Card offers generous rewards on select dining, grocery, and travel expenses. It also offers annual statement credits that help offset the card’s high annual fee. But be aware of the card's limitations before signing up.

Posted in: Credit Cards,
Tags: credit card review 2,
17
May
Interest Rate vs APR: What’s the Difference?

The interest rate on a credit card is how much money you paid on the total balance for that year. The APR calculates all the costs associated with that card, including interest.

Posted in: Credit Cards, Personal Loans,
17
May
What is a Virtual Credit Card?

Virtual credit card numbers are temporary-use numbers that allow you to make purchases on the internet without exposing your financial information. Used wisely, they’re a great way to keep yourself safe while shopping online.

Posted in: Credit Cards,
17
May
Q&A: Crum & Forster Vice President Liz Watson Talks Pet Insurance

Pet insurance is becoming more and more popular as many pet owners see the value (and safety) of insuring their pet’s health. Here at Lendedu, we love our pets and have been invested in learning about pet insurance, insurance providers, and more – all in the hopes of educating consumers and veterinarians about how pet […]

Posted in: Pet Insurance,
16
May
Expedia Credit Card Review

The Citi Expedia Credit Card offers a good rewards program for people who frequently book travel through the online portal. However, other travel cards offer more flexible rewards, so you should consider where you book your travel before signing up.

Posted in: Credit Cards,
Tags: credit card review 2,