Advice & News

14
Nov
Should You Pay Life Insurance Premiums Monthly or Annually?

At a Glance: When it comes to life insurance, if you pay monthly, you can spread out the cost over a year. If you pay annually, you can cash in on the savings that many companies offer with a single yearly payment. For many, life insurance is a reliable way to provide financial security to their […]

Posted in: Insurance,
14
Nov
Life Insurance Underwriting Process

At a Glance: Life insurance policies vary widely based upon the company offering them and the person being insured. The underwriting process determines the cost for an individual’s policy and considers a lot of factors that help the company understand the risk that they’ll have to pay out on a claim. Life insurance is an important […]

Posted in: Insurance,
14
Nov
Car Insurance for Multiple Cars

At a Glance: Owning a car comes with a handful of responsibilities, including having adequate car insurance. Having more than one vehicle requires you to carry insurance on each vehicle, and while more expensive, this can offer some savings through multi-car discounts from some insurers. Throughout the United States, car ownership has been a staple for […]

Posted in: Insurance,
13
Nov
Top Pet Insurance Providers of Q4 2018

In 2018, we here at LendEDU revamped our ratings and reviews process to analyze companies in a more in-depth and detailed way. Information is gathered by the consumer advocacy team by speaking directly to companies' customer support representatives and collecting specific material from company websites to ensure we have the most up-to-date data for consumers.The […]

Posted in: Pet Insurance,
13
Nov
Should You Redeem Capital One Credit Card Points for Cash?

At a Glance: If you have a Capital One rewards credit card, is getting cash back your best option? If you have a cash-back credit card, you have a few options besides getting cash back, but cash might be your best choice. If you have a travel rewards credit card, you can use your points for […]

Posted in: Credit Cards,
13
Nov
Colleges Where Parents Can Expect the Lowest Amount of Student Loan Debt

Affording college is no small feat. LendEDU estimates that the average cost of one year at a four-year private institution is $50,900, including tuition, room and board, and books. At a public four-year institution, the price for a single year lowers to $40,940. Still nothing to sneeze at. So how does one pay for the high, […]

Posted in: Study,
13
Nov
The Cost of Thanksgiving in 2018

Wake up early to watch the Macy's Thanksgiving Day Parade, stay on the couch to enjoy some early afternoon football, eat a few pounds of turkey, stuffing, and mashed potatoes, and finally fall asleep early and content.Now that sounds like the perfect Thanksgiving. On November 22, families and friends throughout the United States will come together […]

Posted in: Study,
12
Nov
Personal Loans for Students

At a Glance: Personal loans might be an option for students who need additional funds after financial aid. You can find a lender that specializes in personal loans for students. Before jumping in, however, make sure you know what you’re getting into—and what might be a better idea. College costs continue to rise each year, leaving […]

Posted in: Personal Loans,
12
Nov
What is a Disability Insurance Elimination Period?

At a Glance: Disability insurance can be a valuable financial tool to help protect your ability to earn a paycheck. However, you should consider several aspects of disability insurance before purchasing a policy, especially the elimination period. For many Americans, a steady paycheck is their biggest financial asset. Without an opportunity to work each day, you [&hel

Posted in: Insurance,
12
Nov
Is Life Insurance a Good Investment?

At a Glance: Life insurance is something that can have tremendous benefits for your loved ones in the event of your death. Some people wonder if life insurance is a smart investment, and if so, which types of insurance make the most financial sense. This depends greatly on the specifics of your personal financial situation. When […]

Posted in: Insurance,