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HELOCs for Seniors

If you’re looking to supplement your retirement income or pay for a major expense, you could tap into your home...

Student Loans for Freshmen

If you are starting college for the first time or are the parent of a new college student, you likely...

What Is the Start Date for Student Loan Repayment?

Knowing your student loan repayment start date is important because paying your bills on time positively contributes to your long-term...

Best Fixed-Rate Student Loans

Federal student loans have fixed interest rates, but private loans may be offered with fixed or variable rates. In almost...

Is It Illegal to Spend Student Loan Money Outside of School?

Student loans have strict guidelines regarding how the funds can be spent because they’re intended to support educational pursuits. Federal...

How Much Income Do I Need for a HELOC?

Lenders evaluate several financial measures when you apply for a home equity line of credit (HELOC). Although most lenders don’t...

Can You Have a Cosigner on a HELOC?

If you’re looking to get approved for a home equity line of credit (HELOC) but are worried your credit score...

How a Home Equity Agreement (HEA) Works

If you’re a homeowner, you may have several options to access some of the equity you have in your house....

HELOC vs. 0% Interest Credit Card

When deciding between a HELOC and a 0% credit card, it’s crucial to consider your financial situation, borrowing needs, and...

What Is the Best Way to Pay Off a HELOC?

A home equity line of credit, or HELOC, is a flexible tool that allows you to borrow against your home’s...