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Student Loans

Learn more about how student loans work & best practices for managing them, see our top picks for new student loans & student loan refinancing, and find reviews of the top lenders in the industry.

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Types of student loans

The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.

Student loan uses

Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.

Student loan reviews

If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.

All-in-one guides

The following resources are excellent choices for comprehensive guides to specific topics.

Student loan data, statistics, and calculators

Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.

Latest on student loans:

How Your Debt-to-Income Ratio Affects Student Loan Refinancing

The debt-to-income ratio (DTI) is an important indicator of your ability to pay your financial...

How to Consolidate Private Student Loans

Consolidating private student loans can have several benefits, such as combining multiple payments into one and securing a lower interest rate. Depending on...

Banks to Refinance Student Loans

Refinancing student loans can help you secure a lower interest rate and better repayment terms. Finding the best lender is essential to take...

How to Remove a Student Loan Default From Your Credit Report

Student loan default occurs when you fail to repay your loan as promised. Default time...

Can 529 Funds Be Used on Student Loans?

Due to the high cost of college, saving enough for school can seem impossible. Fortunately, the right investment vehicle can simplify the process,...

How to Refinance Student Loans With Low Income

Refinancing student loans can help streamline repayment and lower your interest rate, but qualifying can...

Banks Offering Student Loans

When federal student loans fall short of covering the full cost of college, private student loans from banks can help bridge the gap....

Did You Take Out Too Many Student Loans? Here Are Your Options

Student loans can help you get an education, but estimating your financial need is important....

Refinance International Student Loans

You might have student loans if you’re an international student studying in the United States. Refinancing your loans can help you secure a...

The Saving on a Valuable Education (SAVE) Repayment Plan

In 2023, the Department of Education introduced a new income-driven repayment plan for federal student...