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Types of student loans
The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.
- Graduate Student Loans
- Parent Student Loans
- Student Loans Without a Cosigner
- International Student Loans
- Income-Based Student Loans
- Credit Union Student Loans
- Trade School Student Loans
Student loan uses
Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.
- What Student Loans Can Be Used For
- Student Loans for Living Expenses & Housing
- Student Loans for Past-Due Tuition
- Student Loans for Study Abroad
- Student Loans for Textbooks
Student loan reviews
If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.
- College Ave Student Loans Review
- Sallie Mae Student Loans Review
- Earnest Student Loans Review
- Ascent Student Loans Review
- List of Student Loan Companies
All-in-one guides
The following resources are excellent choices for comprehensive guides to specific topics.
- How Do Student Loans Work?
- How to Get a Student Loan
- Student Loan Repayment
- Student Loan Forgiveness
- Student Loan Alternatives
Student loan data, statistics, and calculators
Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.
Latest on student loans:
Low-Income Student Loans
If you’re a college student or someone planning on pursuing a postsecondary degree with little to no income, a few low-income student loans...
How to Pay Off $200K in Student Loans
According to a 2024 report from the Education Data Initiative, the average student loan debt per borrower is around $39,981 in total. Outstanding...
Are Student Loans Installment or Revolving Credit?
Understanding whether a student loan is an installment or revolving loan will give you insights...
Can Parent Student Loans Be Forgiven?
Parent student loans are loans a parent takes out to help pay for school on behalf of an eligible student. The federal government...
Fresh Start Program for Student Loans [Ended — What to Do Now]
Editor’s note: The Fresh Start Program for federal student loans ended on October 2, 2024....
How to Calculate Your Minimum Student Loan Payment
When repaying your student loans, the minimum payment is the lowest amount you can pay...
Do Deferred Student Loans Affect Your Credit Score?
Deferment gives you a temporary reprieve from student loan payments. Your loans are usually automatically...
Student Loan Interest Rates by Year
If you’re a student or parent researching how student loan interest rates have changed, you’re likely preparing to take out a loan or...
Why Your Student Loan Payment Increased
Opening your mail and learning that your student loan payment increased can be shocking. It can also be worrisome if you’re on a...
Can You Make Principal-Only Payments on Student Loans?
When you make minimum monthly payments on your student loans, a portion goes toward the...