Featured post
See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
Do You Need a Down Payment for a Personal Loan?
A down payment is an upfront payment you make when making a purchase with credit,...
How to Get a $2,000 Personal Loan
Many personal loans range from $5,000 to $50,000, so a $2,000 loan is smaller than most. But that’s excellent news for your finances:...
How to Pay Off a Personal Loan Early
Many individuals seek ways to pay off their personal loans early to save on interest, improve their debt-to-income ratio (DTI), or achieve financial...
Income-Based Personal Loans
Lenders that offer income-based personal loans focus more on your income than your credit score. This option might be an excellent choice if...
How to Get Self-Employed Personal Loans Without Hassle
When you’re self-employed, applying for a personal loan can be more challenging than when you...
Does the Reason for Your Personal Loan Matter?
When you take out a personal loan, the lender will typically ask you how you...
How to Choose the Best Personal Loan Term Length
Loan repayment terms can range from short to long, offering flexibility to match borrowers’ financial...
Should You Get a Personal Loan to Start Your Small Business or Startup? Pros and Cons
Taking out a personal loan to start a business can provide the financing you need...
Promissory Note for Personal Loan Explained
Understanding promissory notes is vital if you plan to lend or borrow money. They detail important personal loan terms, including repayment schedules, interest...
What Are the Tax Implications With Personal Loans?
A personal loan can cover many costs, including home improvements, medical bills, and credit card...