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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

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Credible Personal Loans Review 2026: Best Marketplace to Compare Rates

Credible earns our top rating as the best personal loan marketplace. It lets you compare...

Empower Is Now Tilt: 2026 Cash Advance App Review

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How to Calculate Your Personal Loan Payment

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Personal Loans in Wisconsin

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How to Get a $20,000 Personal Loan

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Personal Loans to Pay Bills

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