Personal Loans Icon

Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

Featured post

See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Payactiv 2025 Review for Employers and Employees

Payactiv is an employer-based wage advance app. It’s similar to a cash advance, but you...

Varo Advance 2025 Review: How It Works, Who’s Eligible, and How It Compares

Varo is a mobile banking app offering checking, savings, and credit-building products – including Varo...

Credit Genie Review 2025: High Fees and Low Advances—Better Alternatives Available

We don’t recommend Credit Genie because of its high fees, low advance amounts, and negative...

Gerald Wallet: 2025 Cash Advance App Review

If you’re looking for a cash advance to bridge the gap between paychecks, you may be considering the Gerald Wallet app. Gerald is...

Rain Instant Pay: 2025 Review (How It Works, Pros and Cons)

When your earnings don’t stretch to payday, the Rain Instant Pay app is a good...

Cash Advance vs. Payday Loan: Why Apps Are Usually the Better Choice

Cash advances and payday loans are both fast ways to borrow money—but they’re not equally...

Cleo App 2025 Review: Budgeting and Cash Advance

Funding Up to $250 Speed of advance 3 – 4 days or same day for...

FloatMe App Review 2025: Small Cash Advances, High Fees

Advance amounts Up to $100; new members capped at $20 to start Speed of advance...

Current Paycheck Advance 2025 Review: How It Works and Who’s Eligible

Funding $50 – $750 Speed of transfer Instant (for a fee) – 3 days (free)...

4 Best Cash Advance Apps to Receive Money Instantly Without a Job

Sometimes, when money is tight, you might need a little extra to get through the...