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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
Apps Like Empower (Now Tilt)
Tilt, known as Empower prior to August 2025 company rebrand, is a holistic financial wellness app. Its headline features include cash advances and...
Borrow $50 Instantly With Cash Advance Apps
Whether you’re facing an unexpected bill or just running low before payday, cash advance apps can help you get quick cash. Apps like...
Credible Personal Loans: 2025 Review
Credible is an online loan marketplace founded in 2012 and headquartered in Durham, North Carolina. Its large network of lenders offers personal loans,...
Empower Is Now Tilt: 2025 Cash Advance App Review
Need a little breathing room before payday? Tilt (known as Empower1 until an August 2025...
How to Calculate Your Personal Loan Payment
If you’re shopping for a personal loan, chances are you’re prioritizing affordable monthly payments. You’re looking for repayment options that suit your budget...
Refinance Timeshare Loans
Almost 10 million households in the United States own some type of timeshare, whether it’s a deeded timeshare, fractional ownership, private club, or...
Personal Loans in Wisconsin
A personal loan is money you might borrow from a bank, credit union, or online lender. With a personal loan, you make fixed...
How to Get a $20,000 Personal Loan
In 2023, the average personal loan borrower took out almost $20,000. Given the high interest rates on credit card debt, debt consolidation was...
Personal Loans to Pay Bills
Struggling to pay your bills can be stressful, so personal loans—funds you can borrow for almost any purpose—may seem to offer a way...
Personal Loans for Veterans With Bad Credit
The Consumer Financial Protection Bureau reported in 2020 that a sizable percentage of servicemembers struggle with delinquent debts shortly after they leave active...