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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
How to Find the Cheapest Personal Loan
Personal loans offer maximum flexibility, but borrowing money costs money. The interest rate, loan terms, and fees impact how much you pay for...
Low-Interest Personal Loans
Personal loans make it easy to afford emergency expenses, home renovations, and debt consolidation when you don’t have the money—or don’t want to...
Should You Use Personal Loans for Rent?
Borrowers can use personal loans for nearly any expense, including rent. As rent prices continue to surge, you might consider a personal loan...
Is It Hard to Get a Personal Loan?
Personal loans allow you to borrow a single lump sum, which is repaid over time in monthly installments. The ease of getting one...
How to Get a Home Improvement Loan
Home improvement loans are a type of personal loan that homeowners can use to complete renovations they can’t finance on their own. Unlike...
No-Origination-Fee Personal Loans
An origination fee is a one-time upfront fee a lender may charge to process your personal loan application. The cost of this fee...
How to Prequalify for a Personal Loan
Securing a personal loan can help if an unexpected cost arises, you want to consolidate high-interest debt, or you’re planning a home improvement...
Best Joint Personal Loans
Personal loans are fixed-interest loans that offer consistent monthly payments and flexible spending. You can use the funds for almost any expense. When...
Personal Loan Requirements
If you’re researching personal loan requirements, you’re likely seeking financial support. You may need funds to get high-interest-rate debt under control, cover sudden...
Guaranteed Personal Loans: Do They Exist?
Guaranteed personal loans sound like a sure bet, but here’s the catch: They don’t exist. You can get preapproved for a personal loan...