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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Albert App Review 2025: A Solid Finance App—But Not the Cheapest

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Apps Like EarnIn

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Achieve Personal Loans Review

Achieve is a fast and convenient way to get a personal loan to pay off debt, make major purchases and more. The company...

5 Best Cash Advance Apps That Work With Chime: 2025 Review

Attention, Chime users in need of cash advance: As of May 2024, Chime offers MyPay,...

Apps Like Dave, But With More Flexibility and Less Hassle

Tired of the Dave app’s limits … or just not sure you trust it anymore?...

Apps Like Empower

Empower is a fintech company that offers various financial products, including cash advances and lines of credit. If you need to access cash...

Borrow $50 Instantly With Cash Advance Apps

If you need cash fast, several apps offer instant $50 loans without complicated credit checks or lengthy approval processes. This guide covers the...